Knee MRI (with contrast) at 62-1138045 BMH Union City

1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768

Source: hospital's published price file ↗ · Published Feb 25, 2026 · Ingested Sep 16, 2026

$948.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,740.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$445.25 with TN BCBS vs $4,266.00 with QCA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
TN BCBS Network E $445.25 ↓ -53%
TN BCBS Network L $493.46 ↓ -48%
TN BCBS Network S $547.35 ↓ -42%
Wellpoint Medicaid $627.64 ↓ -34%
TriWest Veterans Administration $692.56 ↓ -27%
Veterans Evaluation Services Veterans Administration TPA $721.42 ↓ -24%
VACCN Veterans Administration $721.42 ↓ -24%
Oscar Commercial $721.42 ↓ -24%
Cigna IFP $726.54 ↓ -23%
Humana Medicare $728.63 ↓ -23%
TN BCBS DSNP $757.49 ↓ -20%
American Health Plan Medicare $757.49 ↓ -20%
Aetna Medicare $757.49 ↓ -20%
TN BCBS Medicare $757.49 ↓ -20%
Wellpoint Medicare $757.49 ↓ -20%
Shared Health Medicare $757.49 ↓ -20%
TN BCBS Network P $779.90 ↓ -18%
Cigna Local Plus $902.28 ↓ -5%
Cigna PPO $992.51 ↑ +5%
Town of Collierville Commercial $1,190.34 ↑ +26%
Arlington Community Schools Commercial $1,190.34 ↑ +26%
Bartlett City Schools Commercial $1,190.34 ↑ +26%
Lakeland School System Commercial $1,190.34 ↑ +26%
EAS MSSC Schools Commercial $1,190.34 ↑ +26%
City of Lakeland Commercial $1,190.34 ↑ +26%
City of Bartlett Commercial $1,190.34 ↑ +26%
Collierville Schools Commercial $1,190.34 ↑ +26%
Magnolia TN Exchange $1,217.97 ↑ +28%
First State Bank Trust Commercial $1,226.41 ↑ +29%
Radians Commercial $1,298.56 ↑ +37%
Armstrong Relocation Commercial $1,298.56 ↑ +37%
Ashley Furniture Stores Commercial $1,298.56 ↑ +37%
Brimhall Foods Commercial $1,298.56 ↑ +37%
Building Plastic Commercial $1,298.56 ↑ +37%
Burch Food Services Commercial $1,298.56 ↑ +37%
Cannon Motor Company Commercial $1,298.56 ↑ +37%
Carlisle Commercial $1,298.56 ↑ +37%
Crittenden County Commercial $1,298.56 ↑ +37%
Davidson Hospitality Commercial $1,298.56 ↑ +37%
DeSoto Co Board of Supervisors Commercial $1,298.56 ↑ +37%
Dunn Investment Company Commercial $1,298.56 ↑ +37%
First Choice Health Plan of MS HPN $1,298.56 ↑ +37%
First Community Bank Commercial $1,298.56 ↑ +37%
French Camp Academy Commercial $1,298.56 ↑ +37%
Gossett Motor Cars Commercial $1,298.56 ↑ +37%
Hattiesburg Clinic Commercial $1,298.56 ↑ +37%
Heartland Catfish Company Commercial $1,298.56 ↑ +37%
Heavy Machines Commercial $1,298.56 ↑ +37%
Hollowell Industries Commercial $1,298.56 ↑ +37%
Hospitality Management Advisors Commercial $1,298.56 ↑ +37%
Jas D Collier Commercial $1,298.56 ↑ +37%
Malco Theaters Commercial $1,298.56 ↑ +37%
Mechanical Systems Commercial $1,298.56 ↑ +37%
Mid-South Transport Commercial $1,298.56 ↑ +37%
Patterson Warehouses Commercial $1,298.56 ↑ +37%
REI Nation Commercial $1,298.56 ↑ +37%
Retzer Resources Commercial $1,298.56 ↑ +37%
Ritchey Automotive Commercial $1,298.56 ↑ +37%
Security One Commercial $1,298.56 ↑ +37%
Silver Tree Commercial $1,298.56 ↑ +37%
State Systems Commercial $1,298.56 ↑ +37%
United TN Holdings Commercial $1,298.56 ↑ +37%
Vaughn Electric Commercial $1,298.56 ↑ +37%
W G Yates Commercial $1,298.56 ↑ +37%
W W Wood Products Commercial $1,298.56 ↑ +37%
Watkins Uiberall Commercial $1,298.56 ↑ +37%
Y K Auto Group Commercial $1,298.56 ↑ +37%
Harding Academy Commercial $1,442.84 ↑ +52%
Employers Health Network Commercial $1,442.84 ↑ +52%
PPO Holdings Commercial $1,801.20 ↑ +90%
Magnolia Regional Health Center Commercial $1,896.00 ↑ +100%
Littler Commercial $2,370.00 ↑ +150%
United Healthcare Commercial $2,734.98 ↑ +189%
Aetna Commercial $2,967.24 ↑ +213%
Humana CPOS/HMO/NPOS/PPO $3,128.40 ↑ +230%
First Choice Health Plan of MS Commercial $3,318.00 ↑ +250%
Multiplan Complementary Network $3,555.00 ↑ +275%
Multiplan MPI Primary Network $3,555.00 ↑ +275%
NovaSys All $3,555.00 ↑ +275%
MPCN PPO/HMO $3,555.00 ↑ +275%
PPO Plus Commercial $4,029.00 ↑ +325%
QCA All $4,266.00 ↑ +350%
Tricare Tricare not published by hospital

Visitor-reported prices

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Knee MRI (with contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $846.02 $334.65 – $1,118.25
CHI Memorial Hospital Hixson Hixson $1,445.08 $278.75 – $3,417.40
62-1166050 BMH Carroll County Huntingdon $1,073.87 $380.11 – $1,442.84
CHI Memorial Hospital Chattanooga Chattanooga $2,065.09 $278.75 – $3,417.40
Johnson City Medical Center JOHNSON CITY $636.75 $392.26 – $1,594.69
Ascension Saint Thomas DeKalb Smithville $1,207.62 $215.74 – $1,118.25
Ascension Saint Thomas Highlands Sparta $1,207.62 $215.74 – $1,118.25
Ascension Saint Thomas River Park McMinnville $1,150.11 $215.74 – $1,118.25

All Tennessee hospitals for this procedure →