Debridement (>20 cm) charge pt at 62-1138045 BMH Union City
1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768
$44.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$222.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.82 with Aetna vs $203.94 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $25.82 | ↓ -42% |
| Magnolia TN | Exchange | $39.56 | ↓ -11% |
| TN BCBS | Network E | $71.82 | ↑ +62% |
| PPO Holdings | Commercial | $71.82 | ↑ +62% |
| Magnolia Regional Health Center | Commercial | $75.60 | ↑ +70% |
| TN BCBS | Network L | $79.38 | ↑ +79% |
| TN BCBS | Network S | $79.38 | ↑ +79% |
| Cigna | IFP | $81.84 | ↑ +84% |
| Littler | Commercial | $94.50 | ↑ +113% |
| United Healthcare | Commercial | $109.05 | ↑ +146% |
| TN BCBS | Network P | $113.40 | ↑ +155% |
| Oscar | Commercial | $117.01 | ↑ +164% |
| Aetna | Commercial | $118.31 | ↑ +166% |
| Humana | CPOS/HMO/NPOS/PPO | $124.74 | ↑ +181% |
| First Choice Health Plan of MS | Commercial | $132.30 | ↑ +198% |
| Multiplan | Complementary Network | $141.75 | ↑ +219% |
| MPCN | PPO/HMO | $141.75 | ↑ +219% |
| NovaSys | All | $141.75 | ↑ +219% |
| Multiplan | MPI Primary Network | $141.75 | ↑ +219% |
| PPO Plus | Commercial | $160.65 | ↑ +262% |
| QCA | All | $170.10 | ↑ +283% |
| Cigna | Local Plus | $185.40 | ↑ +318% |
| Cigna | PPO | $203.94 | ↑ +359% |
Visitor-reported prices
Comments
Debridement (>20 cm) charge pt at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $96.11 | $42.89 – $53.61 |
| CHI Memorial Hospital Hixson | Hixson | $116.04 | $75.43 – $269.50 |
| 62-1166050 BMH Carroll County | Huntingdon | $109.94 | $25.82 – $50.68 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $165.82 | $75.43 – $269.50 |
| Johnson City Medical Center | JOHNSON CITY | $76.95 | $44.00 – $1,297.23 |
| Ascension Saint Thomas DeKalb | Smithville | $198.27 | $42.89 – $67.46 |
| Ascension Saint Thomas Highlands | Sparta | $198.27 | $42.89 – $76.02 |
| Ascension Saint Thomas River Park | McMinnville | $188.82 | $42.89 – $96.29 |