Cholesterol body fluid at 62-1138045 BMH Union City
1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768
$96.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$482.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.54 with Cigna vs $57.60 with QCA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | IFP | $10.54 | ↓ -89% |
| Magnolia TN | Exchange | $13.40 | ↓ -86% |
| Cigna | PPO | $16.28 | ↓ -83% |
| Cigna | Local Plus | $16.28 | ↓ -83% |
| Aetna | Medicare | $17.92 | ↓ -81% |
| PPO Holdings | Commercial | $24.32 | ↓ -75% |
| Magnolia Regional Health Center | Commercial | $25.60 | ↓ -73% |
| Littler | Commercial | $32.00 | ↓ -67% |
| United Healthcare | Commercial | $36.93 | ↓ -62% |
| Aetna | Commercial | $40.06 | ↓ -58% |
| Oscar | Commercial | $41.60 | ↓ -57% |
| Humana | CPOS/HMO/NPOS/PPO | $42.24 | ↓ -56% |
| First Choice Health Plan of MS | Commercial | $44.80 | ↓ -54% |
| MPCN | PPO/HMO | $48.00 | ↓ -50% |
| Multiplan | Complementary Network | $48.00 | ↓ -50% |
| Multiplan | MPI Primary Network | $48.00 | ↓ -50% |
| NovaSys | All | $48.00 | ↓ -50% |
| PPO Plus | Commercial | $54.40 | ↓ -44% |
| QCA | All | $57.60 | ↓ -40% |
Visitor-reported prices
Comments
Cholesterol body fluid at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $105.71 | $33.32 – $50.00 |
| CHI Memorial Hospital Hixson | Hixson | $141.79 | $13.80 – $50.58 |
| 62-1166050 BMH Carroll County | Huntingdon | $73.83 | $10.54 – $10.54 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $202.62 | $14.49 – $50.58 |
| Johnson City Medical Center | JOHNSON CITY | $28.95 | $11.50 – $13.15 |
| Ascension Saint Thomas DeKalb | Smithville | $105.71 | $28.15 – $50.00 |
| Ascension Saint Thomas Highlands | Sparta | $105.71 | $33.83 – $50.00 |
| Ascension Saint Thomas River Park | McMinnville | $105.71 | $33.83 – $50.00 |