Cdna analysis for variants at 62-1138045 BMH Union City

1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768

Source: hospital's published price file ↗ · Published Feb 25, 2026 · Ingested Sep 16, 2026

$164.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$821.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.12 with Wellpoint vs $646.25 with TN BCBS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid $161.12 ↓ -2%
PPO Holdings Commercial $164.54 ↑ +0%
Magnolia Regional Health Center Commercial $173.20 ↑ +5%
TriWest Veterans Administration $177.79 ↑ +8%
Oscar Commercial $185.20 ↑ +13%
Cigna IFP $185.20 ↑ +13%
Veterans Evaluation Services Veterans Administration TPA $185.20 ↑ +13%
VACCN Veterans Administration $185.20 ↑ +13%
Humana Medicare $187.05 ↑ +14%
Cigna Local Plus $187.49 ↑ +14%
Cigna PPO $187.49 ↑ +14%
TN BCBS Medicare $194.46 ↑ +18%
Wellpoint Medicare $194.46 ↑ +18%
TN BCBS DSNP $194.46 ↑ +18%
American Health Plan Medicare $194.46 ↑ +18%
Shared Health Medicare $194.46 ↑ +18%
Aetna Medicare $194.46 ↑ +18%
Littler Commercial $216.50 ↑ +32%
United Healthcare Commercial $249.84 ↑ +52%
Aetna Commercial $271.06 ↑ +65%
Humana CPOS/HMO/NPOS/PPO $285.78 ↑ +74%
First Choice Health Plan of MS Commercial $303.10 ↑ +85%
Collierville Schools Commercial $305.58 ↑ +86%
Arlington Community Schools Commercial $305.58 ↑ +86%
Bartlett City Schools Commercial $305.58 ↑ +86%
City of Bartlett Commercial $305.58 ↑ +86%
City of Lakeland Commercial $305.58 ↑ +86%
EAS MSSC Schools Commercial $305.58 ↑ +86%
Lakeland School System Commercial $305.58 ↑ +86%
Town of Collierville Commercial $305.58 ↑ +86%
Magnolia TN Exchange $312.67 ↑ +90%
First State Bank Trust Commercial $314.84 ↑ +92%
Multiplan Complementary Network $324.75 ↑ +98%
MPCN PPO/HMO $324.75 ↑ +98%
NovaSys All $324.75 ↑ +98%
Multiplan MPI Primary Network $324.75 ↑ +98%
Ashley Furniture Stores Commercial $333.36 ↑ +103%
First Choice Health Plan of MS HPN $333.36 ↑ +103%
First Community Bank Commercial $333.36 ↑ +103%
French Camp Academy Commercial $333.36 ↑ +103%
Gossett Motor Cars Commercial $333.36 ↑ +103%
Hattiesburg Clinic Commercial $333.36 ↑ +103%
Heartland Catfish Company Commercial $333.36 ↑ +103%
Heavy Machines Commercial $333.36 ↑ +103%
Hollowell Industries Commercial $333.36 ↑ +103%
Hospitality Management Advisors Commercial $333.36 ↑ +103%
Jas D Collier Commercial $333.36 ↑ +103%
Armstrong Relocation Commercial $333.36 ↑ +103%
Malco Theaters Commercial $333.36 ↑ +103%
Mechanical Systems Commercial $333.36 ↑ +103%
Mid-South Transport Commercial $333.36 ↑ +103%
Vaughn Electric Commercial $333.36 ↑ +103%
Brimhall Foods Commercial $333.36 ↑ +103%
Crittenden County Commercial $333.36 ↑ +103%
Davidson Hospitality Commercial $333.36 ↑ +103%
DeSoto Co Board of Supervisors Commercial $333.36 ↑ +103%
Dunn Investment Company Commercial $333.36 ↑ +103%
W G Yates Commercial $333.36 ↑ +103%
W W Wood Products Commercial $333.36 ↑ +103%
Watkins Uiberall Commercial $333.36 ↑ +103%
Y K Auto Group Commercial $333.36 ↑ +103%
Building Plastic Commercial $333.36 ↑ +103%
Burch Food Services Commercial $333.36 ↑ +103%
Cannon Motor Company Commercial $333.36 ↑ +103%
Carlisle Commercial $333.36 ↑ +103%
Patterson Warehouses Commercial $333.36 ↑ +103%
REI Nation Commercial $333.36 ↑ +103%
Radians Commercial $333.36 ↑ +103%
Retzer Resources Commercial $333.36 ↑ +103%
Ritchey Automotive Commercial $333.36 ↑ +103%
Security One Commercial $333.36 ↑ +103%
Silver Tree Commercial $333.36 ↑ +103%
State Systems Commercial $333.36 ↑ +103%
United TN Holdings Commercial $333.36 ↑ +103%
PPO Plus Commercial $368.05 ↑ +124%
TN BCBS Network E $368.95 ↑ +125%
Employers Health Network Commercial $370.40 ↑ +126%
Harding Academy Commercial $370.40 ↑ +126%
QCA All $389.70 ↑ +137%
TN BCBS Network L $408.90 ↑ +149%
TN BCBS Network S $453.55 ↑ +176%
TN BCBS Network P $646.25 ↑ +294%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cdna analysis for variants at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $175.24 $120.89 – $414.40
CHI Memorial Hospital Chattanooga Chattanooga $250.42 $120.89 – $414.40
Johnson City Medical Center JOHNSON CITY $210.30 $92.60 – $403.74
Hancock County Hospital SNEEDVILLE $206.31 $92.60 – $408.53
Greeneville Community Hospital GREENEVILLE $210.30 $66.67 – $403.74
Bristol Regional Medical Center BRISTOL $210.30 $92.60 – $444.48
Franklin Woods Community Hospital JOHNSON CITY $210.30 $92.60 – $403.74
Holston Valley Medical Center KINGSPORT $210.30 $92.60 – $444.48

All Tennessee hospitals for this procedure →