Caregiver training strategies&tq 1st 30 minutes at 62-1138045 BMH Union City

1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768

Source: hospital's published price file ↗ · Published Feb 25, 2026 · Ingested Sep 16, 2026

$31.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$156.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.65 with Magnolia TN vs $203.94 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Magnolia TN Exchange $32.65 ↑ +5%
Aetna Medicare $46.40 ↑ +49%
TN BCBS Network E $59.28 ↑ +90%
PPO Holdings Commercial $59.28 ↑ +90%
Magnolia Regional Health Center Commercial $62.40 ↑ +100%
TN BCBS Network S $65.52 ↑ +110%
TN BCBS Network L $65.52 ↑ +110%
Littler Commercial $78.00 ↑ +150%
United Healthcare Commercial $90.01 ↑ +188%
TN BCBS Network P $93.60 ↑ +200%
Aetna Commercial $97.66 ↑ +213%
Humana CPOS/HMO/NPOS/PPO $102.96 ↑ +230%
First Choice Health Plan of MS Commercial $109.20 ↑ +250%
Multiplan MPI Primary Network $117.00 ↑ +275%
NovaSys All $117.00 ↑ +275%
MPCN PPO/HMO $117.00 ↑ +275%
Multiplan Complementary Network $117.00 ↑ +275%
Oscar Commercial $117.01 ↑ +275%
PPO Plus Commercial $132.60 ↑ +325%
QCA All $140.40 ↑ +350%
Cigna IFP $148.00 ↑ +374%
Cigna Local Plus $185.40 ↑ +494%
Cigna PPO $203.94 ↑ +554%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Caregiver training strategies&tq 1st 30 minutes at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-1166050 BMH Carroll County Huntingdon $35.88 $43.31 – $46.40
Johnson City Medical Center JOHNSON CITY $67.05 $44.00 – $110.94
Hancock County Hospital SNEEDVILLE $66.01 $46.00 – $99.88
Greeneville Community Hospital GREENEVILLE $67.05 $37.00 – $110.94
Bristol Regional Medical Center BRISTOL $67.05 $47.33 – $122.14
Franklin Woods Community Hospital JOHNSON CITY $67.05 $46.00 – $110.94
Holston Valley Medical Center KINGSPORT $67.05 $47.33 – $122.14
62-0123940 BMH Collierville Collierville $32.76 $43.31 – $105.88

All Tennessee hospitals for this procedure →