Aqua therapy w/exercise/ea 15 min 97113 at 62-1138045 BMH Union City

1201 Bishop Street, Union City, TN · Baptistonline · · NPI 1114981768

Source: hospital's published price file ↗ · Published Feb 25, 2026 · Ingested Sep 16, 2026

$21.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$106.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.19 with Magnolia TN vs $203.94 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Magnolia TN Exchange $22.19 ↑ +5%
Aetna Medicare $23.96 ↑ +13%
TN BCBS Network E $40.28 ↑ +90%
PPO Holdings Commercial $40.28 ↑ +90%
Magnolia Regional Health Center Commercial $42.40 ↑ +100%
TN BCBS Network S $44.52 ↑ +110%
TN BCBS Network L $44.52 ↑ +110%
Littler Commercial $53.00 ↑ +150%
United Healthcare Commercial $61.16 ↑ +188%
TN BCBS Network P $63.60 ↑ +200%
Aetna Commercial $66.36 ↑ +213%
Humana CPOS/HMO/NPOS/PPO $69.96 ↑ +230%
First Choice Health Plan of MS Commercial $74.20 ↑ +250%
Multiplan MPI Primary Network $79.50 ↑ +275%
NovaSys All $79.50 ↑ +275%
MPCN PPO/HMO $79.50 ↑ +275%
Multiplan Complementary Network $79.50 ↑ +275%
PPO Plus Commercial $90.10 ↑ +325%
QCA All $95.40 ↑ +350%
Oscar Commercial $117.01 ↑ +452%
Cigna IFP $148.00 ↑ +598%
Cigna Local Plus $185.40 ↑ +775%
Cigna PPO $203.94 ↑ +862%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $59.49 $20.81 – $92.92
CHI Memorial Hospital Hixson Hixson $86.14 $30.97 – $203.70
62-1166050 BMH Carroll County Huntingdon $25.30 $20.81 – $23.96
CHI Memorial Hospital Chattanooga Chattanooga $123.10 $30.97 – $203.70
Johnson City Medical Center JOHNSON CITY $40.95 $24.14 – $76.39
Ascension Saint Thomas Rutherford Murfreesboro $59.49 $20.81 – $92.92
Hancock County Hospital SNEEDVILLE $40.25 $24.14 – $58.69
Greeneville Community Hospital GREENEVILLE $40.95 $24.14 – $76.39

All Tennessee hospitals for this procedure →