Surgical pathology level 4 gross & microscopic examination at NORTHCREST MEDICAL CENTER
100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184
$696.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$696.06
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$28.82 with BCBS vs $570.77 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | NetworkP | $28.82 | ↓ -96% |
| United | HeritageSelect | $49.76 | ↓ -93% |
| United | AllPayerAppendix | $49.76 | ↓ -93% |
| United | CorePayer | $49.76 | ↓ -93% |
| Aetna | NewBusiness | $52.75 | ↓ -92% |
| Aetna | COMM | $52.75 | ↓ -92% |
| Cigna | NewBusiness | $61.49 | ↓ -91% |
| Molina | MCD | $61.81 | ↓ -91% |
| Cigna | OAP | $69.83 | ↓ -90% |
| Bright Health | HIX | $104.41 | ↓ -85% |
| Oscar | HIX | $109.28 | ↓ -84% |
| Humana | NarrowExchangeNetwork | $122.92 | ↓ -82% |
| Humana | BroadNetwork | $122.92 | ↓ -82% |
| Humana | HumanaChoice | $122.92 | ↓ -82% |
| Humana | HumanaChoiceCare | $122.92 | ↓ -82% |
| NHC Advantage, Inc. | MCRHMO | $132.25 | ↓ -81% |
| Ambetter | CORE | $134.34 | ↓ -81% |
| Ambetter | Select | $139.21 | ↓ -80% |
| Bright Health | SmallGroup | $146.17 | ↓ -79% |
| United | OptionsPPO | $153.83 | ↓ -78% |
| Cigna | PPO | $203.95 | ↓ -71% |
| United | GlobalBenefitPlan | $313.23 | ↓ -55% |
| Aetna | NAP | $348.03 | ↓ -50% |
| City of Springfield | COMM | $452.44 | ↓ -35% |
| Multiplan | ComplementaryNetwork | $542.93 | ↓ -22% |
| Multiplan | PrimaryNetwork | $570.77 | ↓ -18% |
Visitor-reported prices
Comments
Surgical pathology level 4 gross & microscopic examination at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $112.20 | $15.18 – $94.34 |
| CHI Memorial Hospital Hixson | Hixson | $78.15 | $22.59 – $184.80 |
| 62-1166050 BMH Carroll County | Huntingdon | $31.97 | $15.18 – $97.58 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $111.68 | $22.59 – $184.80 |
| Johnson City Medical Center | JOHNSON CITY | $75.45 | $18.48 – $106.01 |
| Ascension Saint Thomas DeKalb | Smithville | $112.20 | $15.18 – $94.34 |
| Ascension Saint Thomas Highlands | Sparta | $112.20 | $15.18 – $94.34 |
| Ascension Saint Thomas River Park | McMinnville | $112.20 | $18.23 – $94.34 |