So neo gsap dna mcrstl ins at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$896.87 with Healthspring vs $2,690.61 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthspring MCRPOS $896.87
Healthspring DualEligible $896.87
Wellcare MCR $896.87
Devoted Health Plan MCR $896.87
Humana ChoicecareMGMCR $896.87
Alive Hospice MCR $896.87
BCBS NetworkP $896.87
Amerigroup MGMCR $896.87
Healthspring MCRPPO $896.87
Molina MCD $896.87
United AllPayerAppendix $896.87
Healthspring MCRHMO $896.87
United CorePayer $896.87
United HeritageSelect $896.87
United MASNP $896.87
Wellpoint MGMCD $896.87
Aetna MGMCRHMO $905.84
Aetna MGMCRPPO $905.84
Aetna MGMCRSNP $905.84
United MGMCR $914.81
Zing MGMCR $923.78
Ambetter Select $932.74
BCBS MCR $932.74
Evergreen HMO MCR $941.71
American Health Advantage MCRPPO $941.71
American Health Advantage MCRSNP $941.71
American Health Advantage MCRPFFS $941.71
American Health Advantage MCRHMO $941.71
American Health Advantage MCRPOS $941.71
Ambetter CORE $968.62
ATRIO Golden Times MCR $986.56
Bright Health MCRNarrow $1,031.40
Wellcare CHIP $1,183.87
Wellcare MGMCD $1,183.87
Prime Health WORKERSCOMP $1,291.49
NovaNET WORKERSCOMP $1,318.40
Cigna NewBusiness $1,599.32
Cigna OAP $1,816.32
Oscar HIX $2,690.61

Visitor-reported prices

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So neo gsap dna mcrstl ins at other Tennessee hospitals

Hospital City Cash price Negotiated range
Cumberland Medical Center, Inc. Crossville $973.44 $403.59 – $2,481.30
Ascension Saint Thomas Midtown Nashville not published $50.00 – $1,578.49
Ascension Saint Thomas DeKalb Smithville not published $50.00 – $1,892.40
Ascension Saint Thomas Highlands Sparta not published $50.00 – $1,892.40
Ascension Saint Thomas River Park McMinnville not published $50.00 – $1,892.40
Ascension Saint Thomas Rutherford Murfreesboro not published $50.00 – $1,838.58
Ascension Saint Thomas Hickman Centerville not published $50.00 – $1,892.40
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $896.87 – $2,690.61

All Tennessee hospitals for this procedure →