Pt evaluation moderate complexity patient/family at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,183.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,183.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.30 with Wellpoint vs $970.63 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $82.30 ↓ -93%
Wellcare MCR $82.30 ↓ -93%
Alive Hospice MCR $82.30 ↓ -93%
Devoted Health Plan MCR $82.30 ↓ -93%
Humana ChoicecareMGMCR $82.30 ↓ -93%
Healthspring MCRPPO $82.30 ↓ -93%
Healthspring MCRPOS $82.30 ↓ -93%
Healthspring MCRHMO $82.30 ↓ -93%
Healthspring DualEligible $82.30 ↓ -93%
Amerigroup MGMCR $82.30 ↓ -93%
United MASNP $82.30 ↓ -93%
Molina MCD $82.86 ↓ -93%
Aetna MGMCRSNP $83.12 ↓ -93%
Aetna MGMCRPPO $83.12 ↓ -93%
Aetna MGMCRHMO $83.12 ↓ -93%
United MGMCR $83.94 ↓ -93%
Zing MGMCR $84.77 ↓ -93%
BCBS MCR $85.59 ↓ -93%
American Health Advantage MCRPOS $86.41 ↓ -93%
American Health Advantage MCRHMO $86.41 ↓ -93%
Evergreen HMO MCR $86.41 ↓ -93%
American Health Advantage MCRPFFS $86.41 ↓ -93%
American Health Advantage MCRSNP $86.41 ↓ -93%
American Health Advantage MCRPPO $86.41 ↓ -93%
ATRIO Golden Times MCR $90.53 ↓ -92%
Bright Health MCRNarrow $94.64 ↓ -92%
Wellcare MGMCD $108.63 ↓ -91%
Wellcare CHIP $108.63 ↓ -91%
Prime Health WORKERSCOMP $118.51 ↓ -90%
NovaNET WORKERSCOMP $120.98 ↓ -90%
Bright Health HIX $177.56 ↓ -85%
Oscar HIX $185.84 ↓ -84%
BCBS NetworkP $201.74 ↓ -83%
NHC Advantage, Inc. MCRHMO $224.90 ↓ -81%
Ambetter CORE $228.45 ↓ -81%
Ambetter Select $236.74 ↓ -80%
Bright Health SmallGroup $248.58 ↓ -79%
United OptionsPPO $261.60 ↓ -78%
Aetna NewBusiness $274.00 ↓ -77%
Cigna NewBusiness $298.29 ↓ -75%
Aetna COMM $326.00 ↓ -72%
Cigna OAP $338.54 ↓ -71%
Cigna PPO $346.82 ↓ -71%
United GlobalBenefitPlan $532.66 ↓ -55%
Aetna NAP $591.85 ↓ -50%
City of Springfield COMM $769.40 ↓ -35%
Multiplan ComplementaryNetwork $923.29 ↓ -22%
Multiplan PrimaryNetwork $970.63 ↓ -18%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $69.56 $66.74 – $176.18
CHI Memorial Hospital Hixson Hixson $144.45 $70.00 – $341.60
62-1166050 BMH Carroll County Huntingdon $205.85 $64.31 – $66.74
CHI Memorial Hospital Chattanooga Chattanooga $206.43 $70.00 – $341.60
Johnson City Medical Center JOHNSON CITY $77.85 $44.00 – $295.67
Ascension Saint Thomas DeKalb Smithville $129.60 $66.74 – $176.18
Ascension Saint Thomas Highlands Sparta $129.60 $66.74 – $176.18
Ascension Saint Thomas River Park McMinnville $123.42 $83.29 – $176.18

All Tennessee hospitals for this procedure →