Mayo factor ii at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.84 with Wellpoint vs $51.92 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $5.84
Aetna NewBusiness $10.32
Aetna COMM $10.32
Humana ChoicecareMGMCR $12.98
Alive Hospice MCR $12.98
Wellcare MCR $12.98
Devoted Health Plan MCR $12.98
Molina MCD $12.98
United AllPayerAppendix $12.98
United CorePayer $12.98
United HeritageSelect $12.98
United MASNP $12.98
Amerigroup MGMCR $12.98
Bright Health HIX $12.98
Bright Health SmallGroup $12.98
Healthspring DualEligible $12.98
Healthspring MCRHMO $12.98
Healthspring MCRPOS $12.98
Healthspring MCRPPO $12.98
Aetna MGMCRPPO $13.11
Aetna MGMCRHMO $13.11
Aetna MGMCRSNP $13.11
United MGMCR $13.24
Zing MGMCR $13.37
Ambetter Select $13.50
BCBS MCR $13.50
American Health Advantage MCRSNP $13.63
American Health Advantage MCRPFFS $13.63
Evergreen HMO MCR $13.63
American Health Advantage MCRHMO $13.63
American Health Advantage MCRPOS $13.63
American Health Advantage MCRPPO $13.63
Ambetter CORE $14.02
ATRIO Golden Times MCR $14.28
Bright Health MCRNarrow $14.93
Wellcare MGMCD $17.13
Wellcare CHIP $17.13
BCBS NetworkP $17.72
Prime Health WORKERSCOMP $18.69
NovaNET WORKERSCOMP $19.08
Cigna NewBusiness $23.06
Cigna OAP $26.19
Oscar HIX $38.94
Humana HumanaChoiceCare $51.92
Humana HumanaChoice $51.92
Humana BroadNetwork $51.92
Humana NarrowExchangeNetwork $51.92

Visitor-reported prices

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Mayo factor ii at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $162.51 $11.54 – $384.30
62-1166050 BMH Carroll County Huntingdon $13.80 $11.29 – $25.96
CHI Memorial Hospital Chattanooga Chattanooga $232.23 $11.54 – $384.30
Johnson City Medical Center JOHNSON CITY $22.80 $4.63 – $28.30
Hancock County Hospital SNEEDVILLE $22.31 $5.17 – $28.87
Greeneville Community Hospital GREENEVILLE $22.80 $5.02 – $28.30
Bristol Regional Medical Center BRISTOL $22.80 $4.70 – $31.15
Franklin Woods Community Hospital JOHNSON CITY $22.80 $5.02 – $28.30

All Tennessee hospitals for this procedure →