Lower Back (Lumbar Spine) CT scan (with contrast) at NORTHCREST MEDICAL CENTER
100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184
$6,365.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,365.58
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$226.72 with Humana vs $5,219.78 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | NarrowExchangeNetwork | $226.72 | ↓ -96% |
| Humana | HumanaChoice | $226.72 | ↓ -96% |
| Humana | HumanaChoiceCare | $226.72 | ↓ -96% |
| Humana | BroadNetwork | $226.72 | ↓ -96% |
| Molina | MCD | $445.59 | ↓ -93% |
| Aetna | NewBusiness | $459.25 | ↓ -93% |
| Aetna | COMM | $459.25 | ↓ -93% |
| United | CorePayer | $616.10 | ↓ -90% |
| United | HeritageSelect | $616.10 | ↓ -90% |
| United | AllPayerAppendix | $616.10 | ↓ -90% |
| NHC Advantage, Inc. | MCRHMO | $1,209.46 | ↓ -81% |
| United | OptionsPPO | $1,406.79 | ↓ -78% |
| Cigna | PPO | $1,865.11 | ↓ -71% |
| United | GlobalBenefitPlan | $2,864.51 | ↓ -55% |
| Aetna | NAP | $3,182.79 | ↓ -50% |
| City of Springfield | COMM | $4,137.63 | ↓ -35% |
| Multiplan | ComplementaryNetwork | $4,965.15 | ↓ -22% |
| Multiplan | PrimaryNetwork | $5,219.78 | ↓ -18% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with contrast) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $812.40 | $189.26 – $619.72 |
| CHI Memorial Hospital Hixson | Hixson | $1,158.84 | $157.26 – $2,740.50 |
| 62-1166050 BMH Carroll County | Huntingdon | $827.08 | $200.25 – $652.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $1,656.05 | $157.26 – $2,740.50 |
| Johnson City Medical Center | JOHNSON CITY | $559.65 | $232.29 – $709.70 |
| Ascension Saint Thomas DeKalb | Smithville | $1,009.76 | $148.75 – $619.72 |
| Ascension Saint Thomas Highlands | Sparta | $1,009.76 | $148.75 – $619.72 |
| Ascension Saint Thomas River Park | McMinnville | $961.67 | $148.75 – $619.72 |