Insulin tolerance panel at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.35 with Wellpoint vs $412.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $46.35
Aetna NewBusiness $81.89
Aetna COMM $81.89
Humana ChoicecareMGMCR $103.00
Alive Hospice MCR $103.00
Wellcare MCR $103.00
Devoted Health Plan MCR $103.00
Molina MCD $103.00
United AllPayerAppendix $103.00
United CorePayer $103.00
United HeritageSelect $103.00
United MASNP $103.00
Amerigroup MGMCR $103.00
Bright Health HIX $103.00
Bright Health SmallGroup $103.00
Healthspring DualEligible $103.00
Healthspring MCRHMO $103.00
Healthspring MCRPOS $103.00
Healthspring MCRPPO $103.00
Aetna MGMCRPPO $104.03
Aetna MGMCRHMO $104.03
Aetna MGMCRSNP $104.03
United MGMCR $105.06
Zing MGMCR $106.09
Ambetter Select $107.12
BCBS MCR $107.12
American Health Advantage MCRSNP $108.15
American Health Advantage MCRPFFS $108.15
Evergreen HMO MCR $108.15
American Health Advantage MCRHMO $108.15
American Health Advantage MCRPOS $108.15
American Health Advantage MCRPPO $108.15
Ambetter CORE $111.24
ATRIO Golden Times MCR $113.30
Bright Health MCRNarrow $118.45
Wellcare MGMCD $135.96
Wellcare CHIP $135.96
BCBS NetworkP $140.54
Prime Health WORKERSCOMP $148.32
NovaNET WORKERSCOMP $151.41
Cigna NewBusiness $183.40
Cigna OAP $208.28
Oscar HIX $309.00
Humana HumanaChoiceCare $412.00
Humana HumanaChoice $412.00
Humana BroadNetwork $412.00
Humana NarrowExchangeNetwork $412.00

Visitor-reported prices

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Insulin tolerance panel at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville not published $37.08 – $398.46
Ascension Saint Thomas DeKalb Smithville not published $72.22 – $398.46
Ascension Saint Thomas Highlands Sparta not published $72.22 – $398.46
Ascension Saint Thomas River Park McMinnville not published $72.22 – $398.46
Ascension Saint Thomas Rutherford Murfreesboro not published $92.70 – $398.46
Ascension Saint Thomas Hickman Centerville not published $92.70 – $398.46
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $46.35 – $309.00
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $46.35 – $309.00

All Tennessee hospitals for this procedure →