Electrical bone stim 20974 at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.37 with Wellcare vs $2,791.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare MCR $86.37
Alive Hospice MCR $86.37
United MASNP $86.37
Devoted Health Plan MCR $86.37
Healthspring MCRPPO $86.37
Humana ChoicecareMGMCR $86.37
Healthspring MCRPOS $86.37
Healthspring MCRHMO $86.37
Healthspring DualEligible $86.37
Wellpoint MGMCD $86.37
Amerigroup MGMCR $86.37
Aetna MGMCRHMO $87.23
Aetna MGMCRPPO $87.23
Aetna MGMCRSNP $87.23
United MGMCR $88.10
Zing MGMCR $88.96
BCBS MCR $89.82
American Health Advantage MCRSNP $90.69
American Health Advantage MCRPPO $90.69
American Health Advantage MCRHMO $90.69
American Health Advantage MCRPOS $90.69
Evergreen HMO MCR $90.69
American Health Advantage MCRPFFS $90.69
ATRIO Golden Times MCR $95.01
Bright Health MCRNarrow $99.33
Wellcare MGMCD $114.01
Wellcare CHIP $114.01
Prime Health WORKERSCOMP $124.37
NovaNET WORKERSCOMP $126.96
United MCD $226.00
BCBS NetworkP $617.00
Cigna NewBusiness $884.00
Oscar HIX $990.00
Cigna OAP $1,004.00
United CorePayer $2,093.00
United HeritageSelect $2,233.00
NHC Advantage, Inc. MCRHMO $2,550.00
Humana HumanaChoice $2,569.00
Humana BroadNetwork $2,569.00
Humana NarrowExchangeNetwork $2,569.00
Humana HumanaChoiceCare $2,569.00
United AllPayerAppendix $2,791.00

Visitor-reported prices

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Electrical bone stim 20974 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville not published $41.86 – $2,225.50
CHI Memorial Hospital Hixson Hixson not published $78.64 – $142.17
CHI Memorial Hospital Chattanooga Chattanooga not published $78.64 – $142.17
Ascension Saint Thomas DeKalb Smithville not published $25.92 – $2,225.50
Ascension Saint Thomas Highlands Sparta not published $25.92 – $2,225.50
Ascension Saint Thomas River Park McMinnville not published $25.92 – $2,225.50
Ascension Saint Thomas Rutherford Murfreesboro not published $45.00 – $2,225.50
Ascension Saint Thomas Hickman Centerville not published $45.00 – $2,225.50

All Tennessee hospitals for this procedure →