Dch validity tests at NORTHCREST MEDICAL CENTER
100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.57 with Wellpoint vs $13.92 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | MGMCD | $1.57 | — |
| Aetna | NewBusiness | $2.77 | — |
| Aetna | COMM | $2.77 | — |
| Humana | ChoicecareMGMCR | $3.48 | — |
| Alive Hospice | MCR | $3.48 | — |
| Wellcare | MCR | $3.48 | — |
| Devoted Health Plan | MCR | $3.48 | — |
| Molina | MCD | $3.48 | — |
| United | AllPayerAppendix | $3.48 | — |
| United | CorePayer | $3.48 | — |
| United | HeritageSelect | $3.48 | — |
| United | MASNP | $3.48 | — |
| Amerigroup | MGMCR | $3.48 | — |
| Bright Health | HIX | $3.48 | — |
| Bright Health | SmallGroup | $3.48 | — |
| Healthspring | DualEligible | $3.48 | — |
| Healthspring | MCRHMO | $3.48 | — |
| Healthspring | MCRPOS | $3.48 | — |
| Healthspring | MCRPPO | $3.48 | — |
| BCBS | NetworkP | $3.49 | — |
| Aetna | MGMCRHMO | $3.51 | — |
| Aetna | MGMCRSNP | $3.51 | — |
| Aetna | MGMCRPPO | $3.51 | — |
| United | MGMCR | $3.55 | — |
| Zing | MGMCR | $3.58 | — |
| Ambetter | Select | $3.62 | — |
| BCBS | MCR | $3.62 | — |
| American Health Advantage | MCRPPO | $3.65 | — |
| American Health Advantage | MCRPFFS | $3.65 | — |
| Evergreen HMO | MCR | $3.65 | — |
| American Health Advantage | MCRHMO | $3.65 | — |
| American Health Advantage | MCRPOS | $3.65 | — |
| American Health Advantage | MCRSNP | $3.65 | — |
| Ambetter | CORE | $3.76 | — |
| ATRIO Golden Times | MCR | $3.83 | — |
| Bright Health | MCRNarrow | $4.00 | — |
| Wellcare | CHIP | $4.59 | — |
| Wellcare | MGMCD | $4.59 | — |
| Prime Health | WORKERSCOMP | $5.01 | — |
| NovaNET | WORKERSCOMP | $5.12 | — |
| Cigna | NewBusiness | $6.35 | — |
| Cigna | OAP | $7.21 | — |
| Oscar | HIX | $10.44 | — |
| Humana | NarrowExchangeNetwork | $13.92 | — |
| Humana | HumanaChoiceCare | $13.92 | — |
| Humana | BroadNetwork | $13.92 | — |
| Humana | HumanaChoice | $13.92 | — |
Visitor-reported prices
Comments
Dch validity tests at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $5.76 | $1.25 – $11.28 |
| CHI Memorial Hospital Hixson | Hixson | $10.36 | $2.28 – $24.50 |
| 62-1166050 BMH Carroll County | Huntingdon | $9.66 | $3.03 – $6.96 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $14.81 | $2.28 – $24.50 |
| Johnson City Medical Center | JOHNSON CITY | $4.35 | $1.74 – $7.59 |
| Hancock County Hospital | SNEEDVILLE | $4.37 | $1.81 – $7.94 |
| Greeneville Community Hospital | GREENEVILLE | $4.35 | $1.30 – $7.59 |
| Bristol Regional Medical Center | BRISTOL | $4.35 | $1.74 – $8.35 |