Chromosome karyotype study at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$385.05

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$385.05

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.06 with Wellpoint vs $315.74 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $15.06 ↓ -96%
Aetna NewBusiness $26.61 ↓ -93%
Aetna COMM $26.61 ↓ -93%
Devoted Health Plan MCR $33.47 ↓ -91%
Healthspring MCRPPO $33.47 ↓ -91%
Humana ChoicecareMGMCR $33.47 ↓ -91%
Healthspring MCRPOS $33.47 ↓ -91%
Healthspring MCRHMO $33.47 ↓ -91%
Healthspring DualEligible $33.47 ↓ -91%
Bright Health HIX $33.47 ↓ -91%
Wellcare MCR $33.47 ↓ -91%
Alive Hospice MCR $33.47 ↓ -91%
Molina MCD $33.47 ↓ -91%
United AllPayerAppendix $33.47 ↓ -91%
United CorePayer $33.47 ↓ -91%
United HeritageSelect $33.47 ↓ -91%
United MASNP $33.47 ↓ -91%
Amerigroup MGMCR $33.47 ↓ -91%
Bright Health SmallGroup $33.47 ↓ -91%
Aetna MGMCRHMO $33.80 ↓ -91%
Aetna MGMCRPPO $33.80 ↓ -91%
Aetna MGMCRSNP $33.80 ↓ -91%
United MGMCR $34.14 ↓ -91%
BCBS NetworkP $34.24 ↓ -91%
Zing MGMCR $34.47 ↓ -91%
BCBS MCR $34.81 ↓ -91%
Ambetter Select $34.81 ↓ -91%
American Health Advantage MCRPPO $35.14 ↓ -91%
American Health Advantage MCRPOS $35.14 ↓ -91%
American Health Advantage MCRHMO $35.14 ↓ -91%
Evergreen HMO MCR $35.14 ↓ -91%
American Health Advantage MCRPFFS $35.14 ↓ -91%
American Health Advantage MCRSNP $35.14 ↓ -91%
Ambetter CORE $36.15 ↓ -91%
ATRIO Golden Times MCR $36.82 ↓ -90%
Bright Health MCRNarrow $38.49 ↓ -90%
Wellcare CHIP $44.18 ↓ -89%
Wellcare MGMCD $44.18 ↓ -89%
Prime Health WORKERSCOMP $48.20 ↓ -87%
NovaNET WORKERSCOMP $49.20 ↓ -87%
Cigna NewBusiness $59.40 ↓ -85%
Cigna OAP $67.46 ↓ -82%
NHC Advantage, Inc. MCRHMO $73.16 ↓ -81%
United OptionsPPO $85.10 ↓ -78%
Oscar HIX $100.41 ↓ -74%
Cigna PPO $112.82 ↓ -71%
Humana BroadNetwork $133.88 ↓ -65%
Humana HumanaChoiceCare $133.88 ↓ -65%
Humana HumanaChoice $133.88 ↓ -65%
Humana NarrowExchangeNetwork $133.88 ↓ -65%
United GlobalBenefitPlan $173.27 ↓ -55%
Aetna NAP $192.53 ↓ -50%
City of Springfield COMM $250.28 ↓ -35%
Multiplan ComplementaryNetwork $300.34 ↓ -22%
Multiplan PrimaryNetwork $315.74 ↓ -18%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Chromosome karyotype study at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $58.32 $22.29 – $137.90
62-1166050 BMH Carroll County Huntingdon $65.09 $29.12 – $66.94
CHI Memorial Hospital Chattanooga Chattanooga $83.34 $22.29 – $137.90
Johnson City Medical Center JOHNSON CITY $43.95 $16.74 – $72.96
Hancock County Hospital SNEEDVILLE $43.24 $17.78 – $73.62
Greeneville Community Hospital GREENEVILLE $43.95 $12.80 – $72.96
Bristol Regional Medical Center BRISTOL $43.95 $16.74 – $80.33
Franklin Woods Community Hospital JOHNSON CITY $43.95 $16.74 – $72.96

All Tennessee hospitals for this procedure →