Chest X-ray (single view) at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$501.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$501.36

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.41 with BCBS vs $411.12 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $9.41 ↓ -98%
Humana BroadNetwork $34.24 ↓ -93%
Humana HumanaChoice $34.24 ↓ -93%
Humana HumanaChoiceCare $34.24 ↓ -93%
Humana NarrowExchangeNetwork $34.24 ↓ -93%
Aetna COMM $34.50 ↓ -93%
Aetna NewBusiness $34.50 ↓ -93%
Molina MCD $35.10 ↓ -93%
Cigna NewBusiness $55.05 ↓ -89%
Cigna OAP $62.53 ↓ -88%
United AllPayerAppendix $83.86 ↓ -83%
United CorePayer $83.86 ↓ -83%
United HeritageSelect $83.86 ↓ -83%
NHC Advantage, Inc. MCRHMO $95.26 ↓ -81%
United OptionsPPO $110.80 ↓ -78%
Cigna PPO $146.90 ↓ -71%
United GlobalBenefitPlan $225.61 ↓ -55%
Aetna NAP $250.68 ↓ -50%
City of Springfield COMM $325.88 ↓ -35%
Multiplan ComplementaryNetwork $391.06 ↓ -22%
Multiplan PrimaryNetwork $411.12 ↓ -18%

Visitor-reported prices

visitor-reported
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Chest X-ray (single view) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $106.05 $7.80 – $127.70
CHI Memorial Hospital Hixson Hixson $135.57 $11.61 – $320.60
62-1166050 BMH Carroll County Huntingdon $92.00 $7.80 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $193.74 $11.61 – $320.60
Johnson City Medical Center JOHNSON CITY $65.85 $9.05 – $177.03
Ascension Saint Thomas DeKalb Smithville $101.01 $7.80 – $127.70
Ascension Saint Thomas Highlands Sparta $101.22 $7.80 – $127.70
Ascension Saint Thomas River Park McMinnville $101.01 $11.33 – $127.70

All Tennessee hospitals for this procedure →