Chest X-ray at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$588.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$588.36

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.35 with BCBS vs $482.46 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $17.35 ↓ -97%
Humana HumanaChoice $41.00 ↓ -93%
Humana HumanaChoiceCare $41.00 ↓ -93%
Humana NarrowExchangeNetwork $41.00 ↓ -93%
Humana BroadNetwork $41.00 ↓ -93%
Molina MCD $41.19 ↓ -93%
Aetna COMM $45.12 ↓ -92%
Aetna NewBusiness $45.12 ↓ -92%
Cigna NewBusiness $74.23 ↓ -87%
United AllPayerAppendix $83.86 ↓ -86%
United CorePayer $83.86 ↓ -86%
United HeritageSelect $83.86 ↓ -86%
Cigna OAP $84.31 ↓ -86%
NHC Advantage, Inc. MCRHMO $111.79 ↓ -81%
United OptionsPPO $130.03 ↓ -78%
Cigna PPO $172.39 ↓ -71%
United GlobalBenefitPlan $264.76 ↓ -55%
Aetna NAP $294.18 ↓ -50%
City of Springfield COMM $382.43 ↓ -35%
Multiplan ComplementaryNetwork $458.92 ↓ -22%
Multiplan PrimaryNetwork $482.46 ↓ -18%

Visitor-reported prices

visitor-reported
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Chest X-ray at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $115.77 $14.38 – $127.70
CHI Memorial Hospital Hixson Hixson $203.36 $21.40 – $480.90
62-1166050 BMH Carroll County Huntingdon $105.34 $14.38 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $290.61 $21.40 – $480.90
Johnson City Medical Center JOHNSON CITY $69.30 $16.68 – $177.03
Ascension Saint Thomas DeKalb Smithville $113.87 $14.38 – $127.70
Ascension Saint Thomas Highlands Sparta $113.87 $14.38 – $127.70
Ascension Saint Thomas River Park McMinnville $103.26 $20.89 – $127.70

All Tennessee hospitals for this procedure →