Cdna analysis for variants at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.34 with Wellpoint vs $740.80 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $83.34
Aetna NewBusiness $147.23
Aetna COMM $147.23
Humana ChoicecareMGMCR $185.20
Alive Hospice MCR $185.20
Wellcare MCR $185.20
Devoted Health Plan MCR $185.20
Molina MCD $185.20
United AllPayerAppendix $185.20
United CorePayer $185.20
United HeritageSelect $185.20
United MASNP $185.20
Amerigroup MGMCR $185.20
Bright Health HIX $185.20
Bright Health SmallGroup $185.20
Healthspring DualEligible $185.20
Healthspring MCRHMO $185.20
Healthspring MCRPOS $185.20
Healthspring MCRPPO $185.20
Aetna MGMCRPPO $187.05
Aetna MGMCRHMO $187.05
Aetna MGMCRSNP $187.05
United MGMCR $188.90
Zing MGMCR $190.76
Ambetter Select $192.61
BCBS MCR $192.61
American Health Advantage MCRSNP $194.46
American Health Advantage MCRPFFS $194.46
Evergreen HMO MCR $194.46
American Health Advantage MCRHMO $194.46
American Health Advantage MCRPOS $194.46
American Health Advantage MCRPPO $194.46
Ambetter CORE $200.01
ATRIO Golden Times MCR $203.72
Bright Health MCRNarrow $212.98
BCBS NetworkP $235.00
Wellcare MGMCD $244.46
Wellcare CHIP $244.46
Prime Health WORKERSCOMP $266.69
NovaNET WORKERSCOMP $272.24
Cigna NewBusiness $330.48
Cigna OAP $375.32
Oscar HIX $555.60
Humana HumanaChoiceCare $740.80
Humana HumanaChoice $740.80
Humana BroadNetwork $740.80
Humana NarrowExchangeNetwork $740.80

Visitor-reported prices

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Cdna analysis for variants at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $175.24 $120.89 – $414.40
CHI Memorial Hospital Chattanooga Chattanooga $250.42 $120.89 – $414.40
Johnson City Medical Center JOHNSON CITY $210.30 $92.60 – $403.74
Hancock County Hospital SNEEDVILLE $206.31 $92.60 – $408.53
Greeneville Community Hospital GREENEVILLE $210.30 $66.67 – $403.74
Bristol Regional Medical Center BRISTOL $210.30 $92.60 – $444.48
Franklin Woods Community Hospital JOHNSON CITY $210.30 $92.60 – $403.74
Holston Valley Medical Center KINGSPORT $210.30 $92.60 – $444.48

All Tennessee hospitals for this procedure →