Cardiac MRI w/stress img at NORTHCREST MEDICAL CENTER
100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$313.62 with United vs $1,089.86 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | HeritageSelect | $313.62 | — |
| United | CorePayer | $313.62 | — |
| United | AllPayerAppendix | $313.62 | — |
| Humana | NarrowExchangeNetwork | $541.12 | — |
| Humana | BroadNetwork | $541.12 | — |
| Humana | HumanaChoice | $541.12 | — |
| Humana | HumanaChoiceCare | $541.12 | — |
| Aetna | NewBusiness | $1,089.86 | — |
| Aetna | COMM | $1,089.86 | — |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $181.45 | $122.60 – $2,459.00 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $259.30 | $128.73 – $2,459.00 |
| Greeneville Community Hospital | GREENEVILLE | $565.65 | $121.83 – $1,111.55 |
| Bristol Regional Medical Center | BRISTOL | $565.65 | $203.05 – $1,244.06 |
| Holston Valley Medical Center | KINGSPORT | $565.65 | $203.05 – $1,244.06 |
| 62-0123940 BMH Collierville | Collierville | $782.67 | $426.55 – $1,004.16 |
| Hawkins County Memorial Hospital | ROGERSVILLE | $565.65 | $169.21 – $1,080.73 |
| HENDERSONVILLE MEDICAL CENTER | HENDERSONVILLE | $2,306.46 | $313.62 – $1,089.86 |