Borrelia antibody at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.02 with Wellpoint vs $53.52 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $6.02
Aetna NewBusiness $10.64
Aetna COMM $10.64
Humana ChoicecareMGMCR $13.38
Alive Hospice MCR $13.38
Wellcare MCR $13.38
Devoted Health Plan MCR $13.38
Molina MCD $13.38
United AllPayerAppendix $13.38
United CorePayer $13.38
United HeritageSelect $13.38
United MASNP $13.38
Amerigroup MGMCR $13.38
Bright Health HIX $13.38
Bright Health SmallGroup $13.38
Healthspring DualEligible $13.38
Healthspring MCRHMO $13.38
Healthspring MCRPOS $13.38
Healthspring MCRPPO $13.38
Aetna MGMCRPPO $13.51
Aetna MGMCRHMO $13.51
Aetna MGMCRSNP $13.51
United MGMCR $13.65
Zing MGMCR $13.78
Ambetter Select $13.92
BCBS MCR $13.92
American Health Advantage MCRSNP $14.05
American Health Advantage MCRPFFS $14.05
Evergreen HMO MCR $14.05
American Health Advantage MCRHMO $14.05
American Health Advantage MCRPOS $14.05
American Health Advantage MCRPPO $14.05
Ambetter CORE $14.45
ATRIO Golden Times MCR $14.72
Bright Health MCRNarrow $15.39
Wellcare MGMCD $17.66
Wellcare CHIP $17.66
BCBS NetworkP $18.25
Prime Health WORKERSCOMP $19.27
NovaNET WORKERSCOMP $19.67
Cigna NewBusiness $23.64
Cigna OAP $26.85
Oscar HIX $40.14
Humana HumanaChoiceCare $53.52
Humana HumanaChoice $53.52
Humana BroadNetwork $53.52
Humana NarrowExchangeNetwork $53.52

Visitor-reported prices

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Borrelia antibody at other Tennessee hospitals

Hospital City Cash price Negotiated range
62-0123940 BMH Collierville Collierville $9.66 $12.71 – $26.76
Ascension Saint Thomas Midtown Nashville not published $4.82 – $51.92
Ascension Saint Thomas DeKalb Smithville not published $9.39 – $51.92
Ascension Saint Thomas Highlands Sparta not published $9.39 – $51.92
Ascension Saint Thomas River Park McMinnville not published $9.39 – $51.92
Ascension Saint Thomas Rutherford Murfreesboro not published $12.04 – $51.92
Ascension Saint Thomas Hickman Centerville not published $12.04 – $51.92
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $6.02 – $40.14

All Tennessee hospitals for this procedure →