Aquatic exercise - group charge at NORTHCREST MEDICAL CENTER

100 NORTHCREST DRIVE, SPRINGFIELD, TN · Tristarhealth · · NPI 1093397184

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.09 with United vs $326.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United MASNP $15.09
Amerigroup MGMCR $15.09
Wellpoint MGMCD $15.09
Devoted Health Plan MCR $15.09
Humana ChoicecareMGMCR $15.09
Alive Hospice MCR $15.09
Healthspring MCRPPO $15.09
Healthspring DualEligible $15.09
Healthspring MCRPOS $15.09
Wellcare MCR $15.09
Healthspring MCRHMO $15.09
Aetna MGMCRPPO $15.24
Aetna MGMCRHMO $15.24
Aetna MGMCRSNP $15.24
United MGMCR $15.39
Zing MGMCR $15.54
BCBS MCR $15.70
American Health Advantage MCRPFFS $15.85
American Health Advantage MCRSNP $15.85
Evergreen HMO MCR $15.85
American Health Advantage MCRHMO $15.85
American Health Advantage MCRPOS $15.85
American Health Advantage MCRPPO $15.85
ATRIO Golden Times MCR $16.60
Bright Health MCRNarrow $17.36
Wellcare CHIP $19.92
Wellcare MGMCD $19.92
Prime Health WORKERSCOMP $21.73
NovaNET WORKERSCOMP $22.19
BCBS NetworkP $35.99
Aetna NewBusiness $274.00
Aetna COMM $326.00

Visitor-reported prices

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Aquatic exercise - group charge at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $56.60 $14.86 – $38.39
CHI Memorial Hospital Hixson Hixson $64.24 $22.68 – $189.52
62-1166050 BMH Carroll County Huntingdon $72.45 $11.48 – $15.24
CHI Memorial Hospital Chattanooga Chattanooga $91.80 $22.68 – $189.52
Johnson City Medical Center JOHNSON CITY $16.80 $17.15 – $44.87
Ascension Saint Thomas DeKalb Smithville $33.29 $14.86 – $38.39
Ascension Saint Thomas Highlands Sparta $33.29 $14.86 – $38.39
Ascension Saint Thomas River Park McMinnville $31.70 $14.86 – $38.39

All Tennessee hospitals for this procedure →