X-ray surgical specimen at Ascension Saint Thomas Highlands

401 Sewell Dr, Sparta, TN · Ascension · · NPI 1922487966

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

$149.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.61 with BCBS ACA EXCHANGE vs $770.53 with UHC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS ACA EXCHANGE 3147_STTN BLUE CROSS BLUE SHIELD NETWORK E 20241231 $11.61 ↓ -92%
BCBS BLUE CARE (REGIONALS ONLY) 2429_BCBS BLUE CARE (HIGHLAND) 20221001 $11.95 ↓ -92%
BCBS ACA EXCHANGE 3146_MTTN BLUE CROSS BLUE SHIELD NETWORK E 20241231 $15.35 ↓ -90%
BCBS MISSIONPOINT 2422_BLUE CROSS BLUE SHIELD MISSIONPOINT REGIONAL 20221001 $17.12 ↓ -89%
BCBS NETWORK E 3149_BLUE CROSS BLUE SHIELD NETWORK E REGIONAL 20250401 $17.61 ↓ -88%
BCBS TENNCARE SELECT 2425_BCBS TENNCARE SELECT (HIGHLAND) 20221001 $17.93 ↓ -88%
BCBS SELECT 3182_BLUE CROSS BLUE SHIELD SELECT REGIONAL 20250701 $19.19 ↓ -87%
BCBS NETWORK L 3150_BLUE CROSS BLUE SHIELD NETWORK L REGIONAL 20250401 $19.19 ↓ -87%
CIGNA LOCALPLUS 3193_CIGNA LOCALPLUS (DEKALB) 20250601 $19.69 ↓ -87%
CIGNA LOCALPLUS 3187_STTN CIGNA LOCALPLUS 20250601 $19.69 ↓ -87%
CIGNA LOCALPLUS 3192_RHTN CIGNA LOCALPLUS 20250601 $19.69 ↓ -87%
BCBS PREFERRED 3181_BLUE CROSS BLUE SHIELD PREFERRED REGIONAL 20250701 $20.76 ↓ -86%
CIGNA HMO 3196_CIGNA HMO (DEKALB) 20250601 $22.87 ↓ -85%
CIGNA PPO 3199_CIGNA PPO (DEKALB) 20250601 $23.03 ↓ -85%
AETNA (RUTHERFORD ONLY) 3160_MTTN AETNA 20250701 $52.65 ↓ -65%
AETNA 3159_STTN AETNA 20250701 $53.72 ↓ -64%
AETNA 3161_RPTN AETNA 20250701 $129.79 ↓ -13%
COMMUNITY PLAN 2496_THTN MEDICAID REPLACEMENT UNITED HEALTH CARE COMMUNITY PLAN 20191001 $210.40 ↑ +40%
POINT COMFORT UNDERWRITERS 2946_MEDICARE ADVANTAGE POINT COMFORT UNDERWRITERS OUTPATIENT 20250101 $465.79 ↑ +211%
POINT COMFORT UNDERWRITERS 3224_MTTN RHTN RPTN SDTN STTN MEDICARE ADVANTAGE POINT COMFORT UNDERWRITERS INPATIENT 20251001 $465.79 ↑ +211%
COVID UNINSURED TEST FUND 3202_COVID UNINSURED TEST FUND INPATIENT 20251001 $517.54 ↑ +246%
HEALTHSPRING MCR REPLACEMENT 2944_MEDICARE ADVANTAGE HEALTHSPRING OUTPATIENT 20250101 $517.54 ↑ +246%
HEALTHSPRING MCR REPLACEMENT 3209_THTN MEDICARE ADVANTAGE HEALTHSPRING INPATIENT 20251001 $517.54 ↑ +246%
HUMANA MCR REPLACEMENT 2945_MEDICARE ADVANTAGE HUMANA OUTPATIENT 20250101 $517.54 ↑ +246%
HUMANA MCR REPLACEMENT 3208_THTN MEDICARE ADVANTAGE HUMANA INPATIENT 20251001 $517.54 ↑ +246%
UHC MCR REPLACEMENT 2951_MTTN STTN RPTN MEDICARE ADVANTAGE UHC OUTPATIENT 20250101 $517.54 ↑ +246%
UHC MCR REPLACEMENT 3226_MEDICARE ADVANTAGE UHC INPATIENT 20251001 $517.54 ↑ +246%
AMERICHOICE MEDICARE 2954_RHTN, SDTN, THTN AMERICHOICE MEDICARE OUTPATIENT 20250101 $517.54 ↑ +246%
AMERICHOICE MEDICARE 3206_RHTN, RPTN, SDTN, THTN AMERICHOICE MEDICARE INPATIENT 20251001 $517.54 ↑ +246%
AMERIGROUP MCR REPLACEMENT 2958_RPTN RHTN THTN SDTN MEDICARE ADVANTAGE AMERIGROUP OUTPATIENT 20250101 $517.54 ↑ +246%
AMERIGROUP MCR REPLACEMENT 3213_RPTN RHTN THTN SDTN MEDICARE ADVANTAGE AMERIGROUP INPATIENT 20251001 $517.54 ↑ +246%
ASCENSION COMPLETE 2940_ASCENSION COMPLETE MEDICARE ADVANTAGE OUTPATIENT 20250101 $517.54 ↑ +246%
ASCENSION COMPLETE 3229_ASCENSION COMPLETE MEDICARE ADVANTAGE INPATIENT 20251001 $517.54 ↑ +246%
BCBS BLUECARE PLUS 2953_RHTN RPTN SDTN THTN MEDICARE ADVANTAGE BLUE CROSS BLUE SHIELD BLUECARE PLUS OUTPATIENT 20250101 $517.54 ↑ +246%
BCBS BLUECARE PLUS 3216_RHTN RPTN SDTN THTN MEDICARE ADVANTAGE BLUE CROSS BLUE SHIELD BLUECARE PLUS INPATIENT 20251001 $517.54 ↑ +246%
CENTURION OF TN 2942_MEDICARE ADVANTAGE CENTURION OF TN OUTPATIENT 20250101 $517.54 ↑ +246%
CENTURION OF TN 3228_MEDICARE ADVANTAGE CENTURION OF TN INPATIENT 20251001 $517.54 ↑ +246%
CLOVER MEDICARE ADVANTAGE 2943_MEDICARE ADVANTAGE CLOVER OUTPATIENT 20250101 $517.54 ↑ +246%
CLOVER MEDICARE ADVANTAGE 3227_MEDICARE ADVANTAGE CLOVER INPATIENT 20251001 $517.54 ↑ +246%
NHC ADVANTAGE 2948_MTTN RHTN RPTN SDTN STTN MEDICARE ADVANTAGE NHC ADVANTAGE OUTPATIENT 20250101 $517.54 ↑ +246%
NHC ADVANTAGE 3225_MTTN RHTN RPTN SDTN STTN MEDICARE ADVANTAGE NHC ADVANTAGE INPATIENT 20251001 $517.54 ↑ +246%
OPTUM VA 2935_MEDICARE ADVANTAGE OPTUM VA OUTPATIENT 20250101 $517.54 ↑ +246%
OPTUM VA 3205_MEDICARE ADVANTAGE OPTUM VA INPATIENT 20251001 $517.54 ↑ +246%
AETNA MEDADVANTAGE 3214_RPTN RHTN SDTN THTN MTTN STTN MEDICARE ADVANTAGE AETNA INPATIENT 20251001 $527.89 ↑ +252%
AETNA MEDADVANTAGE 2956_RHTN RPTN SDTN THTN MTTN STTN MEDICARE ADVANTAGE AETNA OUTPATIENT 20250101 $527.89 ↑ +252%
BCBS MCR REPLACEMENT 3240_THTN MEDICARE ADVANTAGE BLUE CROSS BLUE SHIELD INPATIENT 20251001 $543.42 ↑ +263%
BCBS MCR REPLACEMENT 2941_MEDICARE ADVANTAGE BLUE CROSS BLUE SHIELD BLUE ADVANTAGE OUTPATIENT 20250101 $543.42 ↑ +263%
AMBETTER OF TN 2933_AMBETTER OF TN OUTPATIENT 20250101 $672.80 ↑ +349%
AMBETTER OF TN 3236_AMBETTER OF TN INPATIENT 20251001 $672.80 ↑ +349%
SMART HEALTH 2936_MTTN, RPTN, RHTN, SDTN, THTN ASCENSION SMART HEALTH OUTPATIENT 20250101 $724.56 ↑ +384%
OSCAR HEALTH 508_OSCAR HEALTH (HIGHLANDS) OP 20180101 $724.56 ↑ +384%
SMART HEALTH 3237_MTTN, RPTN, RHTN, SDTN, THTN ASCENSION SMART HEALTH INPATIENT 20251001 $724.56 ↑ +384%
UHC 3175_THTN UHC 20250715 $770.53 ↑ +415%
UHC 3176_UHC (STTN) 20250715 $770.53 ↑ +415%
UHC 3174_SDTN UHC 20250715 $770.53 ↑ +415%
UHC 3172_RPTN UHC 20250715 $770.53 ↑ +415%
UHC 3173_RHTN UHC 20250715 $770.53 ↑ +415%
UHC 3171_MTTN UHC 20250715 $770.53 ↑ +415%

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X-ray surgical specimen at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas DeKalb Smithville $149.76 $11.61 – $770.53
Ascension Saint Thomas River Park McMinnville $142.64 $11.61 – $770.53
Ascension Saint Thomas Rutherford Murfreesboro $142.64 $11.61 – $770.53
Ascension Saint Thomas Midtown Nashville not published $11.61 – $770.53
Ascension Saint Thomas Hickman Centerville not published $11.61 – $770.53

All Tennessee hospitals for this procedure →