Radphm lcl tmr plnr bdy two day img at Ascension Saint Thomas Highlands

401 Sewell Dr, Sparta, TN · Ascension · · NPI 1922487966

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.69 with BCBS BLUE CARE (REGIONALS ONLY) vs $2,035.50 with UHC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BLUE CARE (REGIONALS ONLY) 2429_BCBS BLUE CARE (HIGHLAND) 20221001 $122.69
BCBS TENNCARE SELECT 2425_BCBS TENNCARE SELECT (HIGHLAND) 20221001 $184.03
COMMUNITY PLAN 2496_THTN MEDICAID REPLACEMENT UNITED HEALTH CARE COMMUNITY PLAN 20191001 $487.24
BCBS ACA EXCHANGE 3147_STTN BLUE CROSS BLUE SHIELD NETWORK E 20241231 $557.21
BCBS ACA EXCHANGE 3146_MTTN BLUE CROSS BLUE SHIELD NETWORK E 20241231 $736.65
BCBS MISSIONPOINT 2422_BLUE CROSS BLUE SHIELD MISSIONPOINT REGIONAL 20221001 $821.65
BCBS NETWORK E 3149_BLUE CROSS BLUE SHIELD NETWORK E REGIONAL 20250401 $845.26
BCBS SELECT 3182_BLUE CROSS BLUE SHIELD SELECT REGIONAL 20250701 $920.81
BCBS NETWORK L 3150_BLUE CROSS BLUE SHIELD NETWORK L REGIONAL 20250401 $920.81
BCBS PREFERRED 3181_BLUE CROSS BLUE SHIELD PREFERRED REGIONAL 20250701 $996.36
CIGNA LOCALPLUS 3193_CIGNA LOCALPLUS (DEKALB) 20250601 $1,213.02
CIGNA LOCALPLUS 3192_RHTN CIGNA LOCALPLUS 20250601 $1,213.02
CIGNA LOCALPLUS 3187_STTN CIGNA LOCALPLUS 20250601 $1,213.02
AETNA (RUTHERFORD ONLY) 3160_MTTN AETNA 20250701 $1,221.91
AETNA 3159_STTN AETNA 20250701 $1,246.77
CIGNA HMO 3196_CIGNA HMO (DEKALB) 20250601 $1,409.46
CIGNA PPO 3199_CIGNA PPO (DEKALB) 20250601 $1,419.28
UHC 3172_RPTN UHC 20250715 $2,035.50
UHC 3176_UHC (STTN) 20250715 $2,035.50
UHC 3171_MTTN UHC 20250715 $2,035.50
UHC 3174_SDTN UHC 20250715 $2,035.50
UHC 3173_RHTN UHC 20250715 $2,035.50
UHC 3175_THTN UHC 20250715 $2,035.50
AETNA 3161_RPTN AETNA 20250701 not published by hospital

Visitor-reported prices

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Radphm lcl tmr plnr bdy two day img at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Rutherford Murfreesboro $492.53 $122.69 – $2,035.50
Ascension Saint Thomas DeKalb Smithville not published $122.69 – $2,035.50
Ascension Saint Thomas River Park McMinnville not published $183.31 – $2,035.50
Ascension Saint Thomas Midtown Nashville not published $122.69 – $2,035.50
Ascension Saint Thomas Hickman Centerville not published $557.21 – $2,035.50

All Tennessee hospitals for this procedure →