So cap design without jnts cf at STONECREST MEDICAL CENTER

200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405

Source: hospital's published price file ↗ · Published Mar 12, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$911.92 with Wellpoint vs $1,489.46 with NovaNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $911.92
Humana ChoicecareMGMCR $1,013.24
HealthSpring DualEligible $1,013.24
HealthSpring MCRHMO $1,013.24
HealthSpring MCRPOS $1,013.24
HealthSpring MCRPPO $1,013.24
Devoted Health Plan MCR $1,013.24
United VACCN $1,013.24
Amerigroup MGMCR $1,013.24
Sarah Cannon Research COMM $1,013.24
Odyssey Healthcare COMM $1,013.24
Aetna MGMCRPPO $1,023.37
Aetna MGMCRHMO $1,023.37
Aetna MGMCRSNP $1,023.37
United MGMCR $1,033.50
WellCare MCR $1,043.64
Zing MGMCR $1,043.64
BCBS MCR $1,043.64
American Health Advantage MCRHMO $1,063.90
American Health Advantage MCRPOS $1,063.90
American Health Advantage MCRPPO $1,063.90
American Health Advantage MCRSNP $1,063.90
American Health Advantage MCRPFFS $1,063.90
Evergreen HMO MCR $1,063.90
Signature Advantage MCR $1,074.03
ATRIO Golden Times MCR $1,114.56
Bright Health MCRNarrow $1,165.23
Prime Health WORKERSCOMP $1,459.07
CorVel Corporation WORKERSCOMP $1,489.46
NovaNET WORKERSCOMP $1,489.46

Visitor-reported prices

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So cap design without jnts cf at other Tennessee hospitals

Hospital City Cash price Negotiated range
Johnson City Medical Center JOHNSON CITY $190.20 $1,064.19 – $2,319.94
Hancock County Hospital SNEEDVILLE $186.76 $812.00 – $812.00
Greeneville Community Hospital GREENEVILLE $190.20 $989.70 – $2,319.94
Bristol Regional Medical Center BRISTOL $190.20 $989.70 – $2,319.94
Franklin Woods Community Hospital JOHNSON CITY $190.20 $1,000.34 – $2,319.94
Holston Valley Medical Center KINGSPORT $190.20 $989.70 – $2,319.94
Indian Path Community Hospital KINGSPORT $190.20 $1,013.24 – $2,319.94
Hawkins County Memorial Hospital ROGERSVILLE $190.20 $989.70 – $2,319.94

All Tennessee hospitals for this procedure →