Elisa hiv-1/hiv-2 screen at STONECREST MEDICAL CENTER

200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405

Source: hospital's published price file ↗ · Published Mar 12, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.23 with Wellpoint vs $54.87 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $8.23
Aetna COMM $14.54
Aetna NewBusiness $14.54
HealthSpring DualEligible $18.29
HealthSpring MCRHMO $18.29
HealthSpring MCRPOS $18.29
HealthSpring MCRPPO $18.29
Bright Health SmallGroup $18.29
Devoted Health Plan MCR $18.29
Humana ChoicecareMGMCR $18.29
Odyssey Healthcare COMM $18.29
United HeritageSelect $18.29
Amerigroup MGMCR $18.29
Bright Health HIX $18.29
Sarah Cannon Research COMM $18.29
United VACCN $18.29
United AllPayerAppendix $18.29
United CorePayer $18.29
Aetna MGMCRPPO $18.47
Aetna MGMCRSNP $18.47
Aetna MGMCRHMO $18.47
United MGMCR $18.66
BCBS NetworkP $18.70
Zing MGMCR $18.84
WellCare MCR $18.84
BCBS MCR $18.84
American Health Advantage MCRPFFS $19.20
American Health Advantage MCRHMO $19.20
American Health Advantage MCRPOS $19.20
American Health Advantage MCRPPO $19.20
American Health Advantage MCRSNP $19.20
Evergreen HMO MCR $19.20
Signature Advantage MCR $19.39
ATRIO Golden Times MCR $20.12
Bright Health MCRNarrow $21.03
Prime Health WORKERSCOMP $26.34
NovaNET WORKERSCOMP $26.89
CorVel Corporation WORKERSCOMP $26.89
Cigna NewBusiness $32.87
Cigna OAP $37.34
Oscar HIX $54.87

Visitor-reported prices

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Elisa hiv-1/hiv-2 screen at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $112.14 $8.23 – $160.20
Roane County Medical Center Harriman $58.74 $8.23 – $160.20
LeConte Medical Center Sevierville $51.62 $8.23 – $160.20
Fort Loudoun Medical Center Lenoir City $58.74 $8.23 – $160.20
Methodist Medical Center of Oak Ridge Oak Ridge $58.74 $8.23 – $160.20
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $8.23 – $54.87
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $8.23 – $54.87
HORIZON MEDICAL CENTER DICKSON not published $8.23 – $54.87

All Tennessee hospitals for this procedure →