Consultation pathology during surgery frozen section first tissue block at STONECREST MEDICAL CENTER

200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405

Source: hospital's published price file ↗ · Published Mar 12, 2026 · Ingested Sep 16, 2026

$404.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$404.58

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.82 with BCBS vs $372.21 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $22.82 ↓ -94%
BCBS COVERKIDS $24.78 ↓ -94%
BCBS NetworkP $32.36 ↓ -92%
BCBS BlueCare $47.11 ↓ -88%
Bright Health HIX $68.78 ↓ -83%
Cigna NewBusiness $70.13 ↓ -83%
Oscar HIX $74.04 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $74.48 ↓ -82%
NHC Advantage, Inc. MCRHMO $76.87 ↓ -81%
Pruitt Health (AllyAlign) MCR $76.87 ↓ -81%
Apex Health MCR $76.87 ↓ -81%
Aetna COMM $77.46 ↓ -81%
Aetna NewBusiness $77.46 ↓ -81%
Cigna OAP $79.64 ↓ -80%
Ambetter CORE $90.22 ↓ -78%
Ambetter Select $93.86 ↓ -77%
Bright Health SmallGroup $97.10 ↓ -76%
Humana TRICARE $101.14 ↓ -75%
Cigna PPO $131.89 ↓ -67%
United OptionsPPO $146.46 ↓ -64%
Humana HumanaChoiceCare $147.60 ↓ -64%
Humana BroadNetwork $147.60 ↓ -64%
Humana HumanaChoice $147.60 ↓ -64%
Humana NarrowExchangeNetwork $147.60 ↓ -64%
United HeritageSelect $149.16 ↓ -63%
United AllPayerAppendix $149.16 ↓ -63%
United CorePayer $149.16 ↓ -63%
United GlobalBenefitPlan $182.06 ↓ -55%
BGFH SingleSource DIRECTNETWORK $202.29 ↓ -50%
Aetna NAP $202.29 ↓ -50%
Employers Health Network COMM $283.21 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $303.44 ↓ -25%
BGFH SingleSource LEASEDNETWORK $343.89 ↓ -15%
Multiplan COMM $364.12 ↓ -10%
Beech Street COMM $372.21 ↓ -8%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $75.50 $16.30 – $229.75
CHI Memorial Hospital Hixson Hixson $137.94 $24.26 – $326.20
62-1166050 BMH Carroll County Huntingdon $65.55 $16.30 – $312.94
CHI Memorial Hospital Chattanooga Chattanooga $197.12 $24.26 – $326.20
Johnson City Medical Center JOHNSON CITY $47.40 $18.91 – $346.58
Ascension Saint Thomas DeKalb Smithville $75.50 $16.30 – $226.45
Ascension Saint Thomas Highlands Sparta $75.50 $16.30 – $226.45
Ascension Saint Thomas River Park McMinnville $75.50 $18.23 – $226.45

All Tennessee hospitals for this procedure →