#cf-97variants at STONECREST MEDICAL CENTER

200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405

Source: hospital's published price file ↗ · Published Mar 12, 2026 · Ingested Sep 16, 2026

$825.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$825.63

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.00 with Kentucky Labor Cabinet vs $2,817.55 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kentucky Labor Cabinet WORKERSCOMP $152.00 ↓ -82%
NHC Advantage, Inc. MCRHMO $156.87 ↓ -81%
Pruitt Health (AllyAlign) MCR $156.87 ↓ -81%
Apex Health MCR $156.87 ↓ -81%
Humana TRICARE $206.41 ↓ -75%
Wellpoint MGMCD $250.47 ↓ -70%
Cigna PPO $269.16 ↓ -67%
United OptionsPPO $298.88 ↓ -64%
United GlobalBenefitPlan $371.53 ↓ -55%
BGFH SingleSource DIRECTNETWORK $412.81 ↓ -50%
Aetna NAP $412.81 ↓ -50%
Aetna NewBusiness $442.50 ↓ -46%
Aetna COMM $442.50 ↓ -46%
Bright Health HIX $556.60 ↓ -33%
Odyssey Healthcare COMM $556.60 ↓ -33%
Humana ChoicecareMGMCR $556.60 ↓ -33%
Sarah Cannon Research COMM $556.60 ↓ -33%
HealthSpring DualEligible $556.60 ↓ -33%
HealthSpring MCRHMO $556.60 ↓ -33%
HealthSpring MCRPOS $556.60 ↓ -33%
HealthSpring MCRPPO $556.60 ↓ -33%
United VACCN $556.60 ↓ -33%
United AllPayerAppendix $556.60 ↓ -33%
United CorePayer $556.60 ↓ -33%
United HeritageSelect $556.60 ↓ -33%
Amerigroup MGMCR $556.60 ↓ -33%
Bright Health SmallGroup $556.60 ↓ -33%
Devoted Health Plan MCR $556.60 ↓ -33%
Aetna MGMCRSNP $562.17 ↓ -32%
Aetna MGMCRHMO $562.17 ↓ -32%
Aetna MGMCRPPO $562.17 ↓ -32%
United MGMCR $567.73 ↓ -31%
BCBS MCR $573.30 ↓ -31%
Zing MGMCR $573.30 ↓ -31%
WellCare MCR $573.30 ↓ -31%
Employers Health Network COMM $577.94 ↓ -30%
Ambetter Select $578.86 ↓ -30%
Evergreen HMO MCR $584.43 ↓ -29%
American Health Advantage MCRSNP $584.43 ↓ -29%
American Health Advantage MCRPPO $584.43 ↓ -29%
American Health Advantage MCRHMO $584.43 ↓ -29%
American Health Advantage MCRPFFS $584.43 ↓ -29%
American Health Advantage MCRPOS $584.43 ↓ -29%
Signature Advantage MCR $590.00 ↓ -29%
Ambetter CORE $601.13 ↓ -27%
ATRIO Golden Times MCR $612.26 ↓ -26%
Odom's TN Pride Sausage WORKERSCOMP $619.22 ↓ -25%
Bright Health MCRNarrow $640.09 ↓ -22%
BGFH SingleSource LEASEDNETWORK $701.79 ↓ -15%
Multiplan COMM $743.07 ↓ -10%
Beech Street COMM $759.58 ↓ -8%
Prime Health WORKERSCOMP $801.50 ↓ -3%
CorVel Corporation WORKERSCOMP $818.20 ↓ -1%
NovaNET WORKERSCOMP $818.20 ↓ -1%
Cigna NewBusiness $992.59 ↑ +20%
Cigna OAP $1,127.27 ↑ +37%
BCBS NetworkP $1,200.00 ↑ +45%
BCBS TENNCARE $1,364.90 ↑ +65%
BCBS COVERKIDS $1,481.89 ↑ +79%
Oscar HIX $1,669.80 ↑ +102%
Humana BroadNetwork $2,226.40 ↑ +170%
Humana NarrowExchangeNetwork $2,226.40 ↑ +170%
Humana HumanaChoiceCare $2,226.40 ↑ +170%
Humana HumanaChoice $2,226.40 ↑ +170%
BCBS BlueCare $2,817.55 ↑ +241%

Visitor-reported prices

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#cf-97variants at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $80.22 $189.70 – $960.00
62-1166050 BMH Carroll County Huntingdon $218.04 $484.24 – $1,113.20
CHI Memorial Hospital Chattanooga Chattanooga $114.64 $56.91 – $834.90
Johnson City Medical Center JOHNSON CITY $1,540.05 $278.30 – $1,213.39
Ascension Saint Thomas DeKalb Smithville $470.72 $500.94 – $2,556.00
Ascension Saint Thomas Highlands Sparta $470.72 $500.94 – $2,556.00
Ascension Saint Thomas River Park McMinnville $470.72 $500.94 – $2,556.00
Ascension Saint Thomas Rutherford Murfreesboro $470.72 $500.94 – $2,556.00

All Tennessee hospitals for this procedure →