Card MRI veloc flow mapping at STONECREST MEDICAL CENTER
200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405
$4,089.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,089.02
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.40 with Humana vs $3,761.90 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | BroadNetwork | $46.40 | ↓ -99% |
| Humana | HumanaChoice | $46.40 | ↓ -99% |
| Humana | HumanaChoiceCare | $46.40 | ↓ -99% |
| Humana | NarrowExchangeNetwork | $46.40 | ↓ -99% |
| BCBS | TENNCARE | $73.52 | ↓ -98% |
| BCBS | COVERKIDS | $79.79 | ↓ -98% |
| Aetna | COMM | $130.19 | ↓ -97% |
| Aetna | NewBusiness | $130.19 | ↓ -97% |
| BCBS | BlueCare | $151.59 | ↓ -96% |
| Aetna | MGMCRPPO | $613.35 | ↓ -85% |
| Aetna | MGMCRHMO | $613.35 | ↓ -85% |
| Aetna | MGMCRSNP | $613.35 | ↓ -85% |
| Kentucky Labor Cabinet | WORKERSCOMP | $752.79 | ↓ -82% |
| Pruitt Health (AllyAlign) | MCR | $776.91 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $776.91 | ↓ -81% |
| Apex Health | MCR | $776.91 | ↓ -81% |
| Humana | TRICARE | $1,022.25 | ↓ -75% |
| Cigna | PPO | $1,333.02 | ↓ -67% |
| United | OptionsPPO | $1,480.23 | ↓ -64% |
| United | GlobalBenefitPlan | $1,840.06 | ↓ -55% |
| Signature Advantage | MCR | $2,044.51 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $2,044.51 | ↓ -50% |
| Aetna | NAP | $2,044.51 | ↓ -50% |
| Employers Health Network | COMM | $2,862.31 | ↓ -30% |
| BGFH SingleSource | LEASEDNETWORK | $3,475.67 | ↓ -15% |
| Multiplan | COMM | $3,680.12 | ↓ -10% |
| Beech Street | COMM | $3,761.90 | ↓ -8% |
Visitor-reported prices
Comments
Card MRI veloc flow mapping at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $447.84 | $46.15 – $158.02 |
| CHI Memorial Hospital Hixson | Hixson | $33.16 | $22.40 – $2,459.00 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $47.38 | $23.52 – $2,459.00 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $447.84 | $46.15 – $163.47 |
| Greeneville Community Hospital | GREENEVILLE | $537.15 | $66.11 – $777.00 |
| Bristol Regional Medical Center | BRISTOL | $537.15 | $66.11 – $786.00 |
| Holston Valley Medical Center | KINGSPORT | $537.15 | $66.11 – $786.00 |
| 62-0123940 BMH Collierville | Collierville | $241.08 | $37.89 – $720.00 |