Bundled special stain group 1 microorganisms at STONECREST MEDICAL CENTER

200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405

Source: hospital's published price file ↗ · Published Mar 12, 2026 · Ingested Sep 16, 2026

$404.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$404.58

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.73 with BCBS vs $372.21 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $4.73 ↓ -99%
BCBS COVERKIDS $5.14 ↓ -99%
BCBS BlueCare $9.77 ↓ -98%
United CorePayer $49.76 ↓ -88%
United AllPayerAppendix $49.76 ↓ -88%
United HeritageSelect $49.76 ↓ -88%
BCBS NetworkP $60.02 ↓ -85%
Bright Health HIX $68.78 ↓ -83%
Oscar HIX $74.04 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $74.48 ↓ -82%
NHC Advantage, Inc. MCRHMO $76.87 ↓ -81%
Pruitt Health (AllyAlign) MCR $76.87 ↓ -81%
Apex Health MCR $76.87 ↓ -81%
Aetna NewBusiness $81.57 ↓ -80%
Aetna COMM $81.57 ↓ -80%
Ambetter CORE $90.22 ↓ -78%
Ambetter Select $93.86 ↓ -77%
Bright Health SmallGroup $97.10 ↓ -76%
Humana TRICARE $101.14 ↓ -75%
Humana NarrowExchangeNetwork $101.36 ↓ -75%
Humana BroadNetwork $101.36 ↓ -75%
Humana HumanaChoice $101.36 ↓ -75%
Humana HumanaChoiceCare $101.36 ↓ -75%
Cigna PPO $131.89 ↓ -67%
United OptionsPPO $146.46 ↓ -64%
Cigna NewBusiness $148.35 ↓ -63%
Cigna OAP $168.48 ↓ -58%
United GlobalBenefitPlan $182.06 ↓ -55%
Aetna NAP $202.29 ↓ -50%
BGFH SingleSource DIRECTNETWORK $202.29 ↓ -50%
Employers Health Network COMM $283.21 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $303.44 ↓ -25%
BGFH SingleSource LEASEDNETWORK $343.89 ↓ -15%
Multiplan COMM $364.12 ↓ -10%
Beech Street COMM $372.21 ↓ -8%

Visitor-reported prices

visitor-reported
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Bundled special stain group 1 microorganisms at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $48.47 $3.38 – $223.03
CHI Memorial Hospital Hixson Hixson $88.21 $5.03 – $208.60
62-1166050 BMH Carroll County Huntingdon $14.49 $3.38 – $97.58
CHI Memorial Hospital Chattanooga Chattanooga $126.06 $5.03 – $208.60
Johnson City Medical Center JOHNSON CITY $76.95 $8.87 – $106.01
Ascension Saint Thomas DeKalb Smithville $48.47 $3.38 – $223.03
Ascension Saint Thomas Highlands Sparta $48.47 $3.38 – $223.03
Ascension Saint Thomas River Park McMinnville $48.47 $5.05 – $223.03

All Tennessee hospitals for this procedure →