Bk/ak locking mechanism at STONECREST MEDICAL CENTER
200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$633.58 with Wellpoint vs $1,034.85 with NovaNET — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | MGMCD | $633.58 | — |
| Humana | ChoicecareMGMCR | $703.98 | — |
| HealthSpring | DualEligible | $703.98 | — |
| HealthSpring | MCRHMO | $703.98 | — |
| HealthSpring | MCRPOS | $703.98 | — |
| HealthSpring | MCRPPO | $703.98 | — |
| Devoted Health Plan | MCR | $703.98 | — |
| United | VACCN | $703.98 | — |
| Amerigroup | MGMCR | $703.98 | — |
| Sarah Cannon Research | COMM | $703.98 | — |
| Odyssey Healthcare | COMM | $703.98 | — |
| Aetna | MGMCRPPO | $711.02 | — |
| Aetna | MGMCRHMO | $711.02 | — |
| Aetna | MGMCRSNP | $711.02 | — |
| United | MGMCR | $718.06 | — |
| WellCare | MCR | $725.10 | — |
| Zing | MGMCR | $725.10 | — |
| BCBS | MCR | $725.10 | — |
| American Health Advantage | MCRHMO | $739.18 | — |
| American Health Advantage | MCRPOS | $739.18 | — |
| American Health Advantage | MCRPPO | $739.18 | — |
| American Health Advantage | MCRSNP | $739.18 | — |
| American Health Advantage | MCRPFFS | $739.18 | — |
| Evergreen HMO | MCR | $739.18 | — |
| Signature Advantage | MCR | $746.22 | — |
| ATRIO Golden Times | MCR | $774.38 | — |
| Bright Health | MCRNarrow | $809.58 | — |
| Prime Health | WORKERSCOMP | $1,013.73 | — |
| CorVel Corporation | WORKERSCOMP | $1,034.85 | — |
| NovaNET | WORKERSCOMP | $1,034.85 | — |
Visitor-reported prices
Comments
Bk/ak locking mechanism at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CENTENNIAL MEDICAL CENTER AT ASHLAND CITY | Ashland City | not published | $703.98 – $1,034.85 |
| HENDERSONVILLE MEDICAL CENTER | HENDERSONVILLE | not published | $682.86 – $1,034.85 |
| HORIZON MEDICAL CENTER | DICKSON | not published | $633.58 – $1,034.85 |
| SKYLINE MADISON CAMPUS | NASHVILLE | not published | $506.87 – $1,034.85 |
| SOUTHERN HILLS MEDICAL CENTER | ANTIOCH | not published | $506.87 – $1,034.85 |
| SUMMIT MEDICAL CENTER | MT JULIET | not published | $633.58 – $1,034.85 |
| Parkwest Medical Center | Knoxville | not published | $337.25 – $739.18 |
| Roane County Medical Center | Harriman | not published | $703.98 – $739.18 |