Analysis gene f2 20210g>a variant at STONECREST MEDICAL CENTER
200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405
$412.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$412.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.56 with Wellpoint vs $379.78 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | MGMCD | $29.56 | ↓ -93% |
| Aetna | NewBusiness | $52.23 | ↓ -87% |
| Aetna | COMM | $52.23 | ↓ -87% |
| BCBS | TENNCARE | $56.87 | ↓ -86% |
| BCBS | COVERKIDS | $61.74 | ↓ -85% |
| HealthSpring | DualEligible | $65.69 | ↓ -84% |
| HealthSpring | MCRHMO | $65.69 | ↓ -84% |
| HealthSpring | MCRPOS | $65.69 | ↓ -84% |
| HealthSpring | MCRPPO | $65.69 | ↓ -84% |
| Amerigroup | MGMCR | $65.69 | ↓ -84% |
| Odyssey Healthcare | COMM | $65.69 | ↓ -84% |
| Sarah Cannon Research | COMM | $65.69 | ↓ -84% |
| Humana | ChoicecareMGMCR | $65.69 | ↓ -84% |
| Devoted Health Plan | MCR | $65.69 | ↓ -84% |
| Bright Health | SmallGroup | $65.69 | ↓ -84% |
| United | VACCN | $65.69 | ↓ -84% |
| United | AllPayerAppendix | $65.69 | ↓ -84% |
| Bright Health | HIX | $65.69 | ↓ -84% |
| United | CorePayer | $65.69 | ↓ -84% |
| United | HeritageSelect | $65.69 | ↓ -84% |
| Aetna | MGMCRHMO | $66.35 | ↓ -84% |
| Aetna | MGMCRPPO | $66.35 | ↓ -84% |
| Aetna | MGMCRSNP | $66.35 | ↓ -84% |
| United | MGMCR | $67.00 | ↓ -84% |
| BCBS | NetworkP | $67.13 | ↓ -84% |
| Zing | MGMCR | $67.66 | ↓ -84% |
| BCBS | MCR | $67.66 | ↓ -84% |
| WellCare | MCR | $67.66 | ↓ -84% |
| Ambetter | Select | $68.31 | ↓ -83% |
| Evergreen HMO | MCR | $68.97 | ↓ -83% |
| American Health Advantage | MCRHMO | $68.97 | ↓ -83% |
| American Health Advantage | MCRPOS | $68.97 | ↓ -83% |
| American Health Advantage | MCRPPO | $68.97 | ↓ -83% |
| American Health Advantage | MCRSNP | $68.97 | ↓ -83% |
| American Health Advantage | MCRPFFS | $68.97 | ↓ -83% |
| Signature Advantage | MCR | $69.63 | ↓ -83% |
| Ambetter | CORE | $70.94 | ↓ -83% |
| ATRIO Golden Times | MCR | $72.26 | ↓ -82% |
| Bright Health | MCRNarrow | $75.54 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $76.00 | ↓ -82% |
| Pruitt Health (AllyAlign) | MCR | $78.43 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $78.43 | ↓ -81% |
| Apex Health | MCR | $78.43 | ↓ -81% |
| Prime Health | WORKERSCOMP | $94.59 | ↓ -77% |
| CorVel Corporation | WORKERSCOMP | $96.56 | ↓ -77% |
| NovaNET | WORKERSCOMP | $96.56 | ↓ -77% |
| Humana | TRICARE | $103.20 | ↓ -75% |
| Cigna | NewBusiness | $117.07 | ↓ -72% |
| BCBS | BlueCare | $117.39 | ↓ -72% |
| Cigna | OAP | $132.96 | ↓ -68% |
| Cigna | PPO | $134.57 | ↓ -67% |
| United | OptionsPPO | $149.43 | ↓ -64% |
| United | GlobalBenefitPlan | $185.76 | ↓ -55% |
| Oscar | HIX | $197.07 | ↓ -52% |
| Aetna | NAP | $206.40 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $206.40 | ↓ -50% |
| Humana | NarrowExchangeNetwork | $262.76 | ↓ -36% |
| Humana | HumanaChoiceCare | $262.76 | ↓ -36% |
| Humana | BroadNetwork | $262.76 | ↓ -36% |
| Humana | HumanaChoice | $262.76 | ↓ -36% |
| Employers Health Network | COMM | $288.96 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $309.60 | ↓ -25% |
| BGFH SingleSource | LEASEDNETWORK | $350.88 | ↓ -15% |
| Multiplan | COMM | $371.52 | ↓ -10% |
| Beech Street | COMM | $379.78 | ↓ -8% |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $589.58 | $23.65 – $205.42 |
| CHI Memorial Hospital Hixson | Hixson | $79.63 | $40.00 – $188.30 |
| 62-1166050 BMH Carroll County | Huntingdon | $176.18 | $40.62 – $131.38 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $113.79 | $40.00 – $188.30 |
| Johnson City Medical Center | JOHNSON CITY | $86.10 | $32.85 – $143.20 |
| Ascension Saint Thomas DeKalb | Smithville | $78.08 | $33.23 – $205.42 |
| Ascension Saint Thomas Highlands | Sparta | $78.08 | $33.23 – $205.42 |
| Ascension Saint Thomas River Park | McMinnville | $78.08 | $33.23 – $205.42 |