3d ech img cgen car anomal at STONECREST MEDICAL CENTER
200 StoneCrest Blvd, Smyrna, TN · Tristarhealth · · NPI 1992776405
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$68.82 with BCBS vs $4,700.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $68.82 | — |
| BCBS | COVERKIDS | $74.72 | — |
| BCBS | BlueCare | $142.07 | — |
| Aetna | NewBusiness | $3,807.00 | — |
| Aetna | COMM | $4,700.00 | — |
Visitor-reported prices
Comments
3d ech img cgen car anomal at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $274.40 | $185.40 – $989.00 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $392.13 | $194.67 – $989.00 |
| 62-0123940 BMH Collierville | Collierville | $455.28 | $25.61 – $49.16 |
| Parkwest Medical Center | Knoxville | $69.30 | $27.54 – $450.00 |
| Roane County Medical Center | Harriman | $76.23 | $44.01 – $450.00 |
| Fort Loudoun Medical Center | Lenoir City | $76.23 | $44.01 – $450.00 |
| Fort Sanders Regional Medical Center | Knoxville | $76.23 | $44.01 – $450.00 |
| Ascension Saint Thomas Midtown | Nashville | not published | $91.89 – $114.86 |