Nr lnr acclrtr tx max 5 sessions at Ascension Saint Thomas DeKalb

520 W Main St, Smithville, TN · Ascension · · NPI 1649659582

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 8, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,165.35 with BCBS BLUE CARE (REGIONALS ONLY) vs $3,696.77 with CIGNA PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS BLUE CARE (REGIONALS ONLY) 2428_BCBS BLUE CARE (DEKALB) 20221001 $1,165.35
BCBS TENNCARE SELECT 2424_BCBS TENNCARE SELECT (DEKALB) 20221001 $1,551.08
BCBS MISSIONPOINT 2422_BLUE CROSS BLUE SHIELD MISSIONPOINT REGIONAL 20221001 $1,671.00
BCBS ACA EXCHANGE 3147_STTN BLUE CROSS BLUE SHIELD NETWORK E 20241231 $1,790.00
BCBS ACA EXCHANGE 3146_MTTN BLUE CROSS BLUE SHIELD NETWORK E 20241231 $1,968.00
BCBS NETWORK E 3149_BLUE CROSS BLUE SHIELD NETWORK E REGIONAL 20250401 $2,010.24
BCBS SELECT 3182_BLUE CROSS BLUE SHIELD SELECT REGIONAL 20250701 $2,189.93
BCBS NETWORK L 3150_BLUE CROSS BLUE SHIELD NETWORK L REGIONAL 20250401 $2,189.93
BCBS PREFERRED 3181_BLUE CROSS BLUE SHIELD PREFERRED REGIONAL 20250701 $2,369.61
AETNA (RUTHERFORD ONLY) 3160_MTTN AETNA 20250701 $2,587.52
CIGNA SUREFIT 2825_CIGNA SUREFIT (DEKALB) 20241001 $2,609.49
AETNA 3159_STTN AETNA 20250701 $2,640.16
CIGNA LOCALPLUS 3187_STTN CIGNA LOCALPLUS 20250601 $3,159.53
CIGNA LOCALPLUS 3192_RHTN CIGNA LOCALPLUS 20250601 $3,159.53
CIGNA LOCALPLUS 3193_CIGNA LOCALPLUS (DEKALB) 20250601 $3,159.53
CIGNA HMO 3196_CIGNA HMO (DEKALB) 20250601 $3,671.19
CIGNA PPO 3199_CIGNA PPO (DEKALB) 20250601 $3,696.77
AETNA 3161_RPTN AETNA 20250701 not published by hospital

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Nr lnr acclrtr tx max 5 sessions at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Rutherford Murfreesboro $1,646.52 $1,165.35 – $3,696.77
Ascension Saint Thomas Highlands Sparta not published $1,165.35 – $3,696.77
Ascension Saint Thomas River Park McMinnville not published $1,741.15 – $3,696.77
Ascension Saint Thomas Midtown Nashville not published $1,165.35 – $3,338.61
Ascension Saint Thomas Hickman Centerville not published $2,010.24 – $3,696.77

All Tennessee hospitals for this procedure →