Allograft dermis 20x25x1mm decell w/matracell arthroflex at Methodist Medical Center of Oak Ridge

990 Oak Ridge Turnpike, Oak Ridge, TN · Fsregional · · NPI 1700870672

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$5,857.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$17,750.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$112.91 with Tricare vs $7,229.25 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Tricare Humana Military $112.91 ↓ -98%
Optum VA CCN $112.91 ↓ -98%
Humana DSNP $116.30 ↓ -98%
Humana Medicare Advantage HMO $116.30 ↓ -98%
United Healthcare Medicare Advantage $116.30 ↓ -98%
United Healthcare Community Plan DSNP $116.30 ↓ -98%
Humana Medicare Advantage PPO $116.30 ↓ -98%
Farm Bureau Medicare Advantage PPO $117.43 ↓ -98%
Farm Bureau Medicare Advantage HMO $117.43 ↓ -98%
Blue Cross of TN Med Adv Sapphire $118.56 ↓ -98%
Devoted Health HMO $118.56 ↓ -98%
Wellcare Medicare Advantage $118.56 ↓ -98%
United Healthcare DSNP $118.56 ↓ -98%
Devoted Health PPO $118.56 ↓ -98%
HealthSpring Medicare PPO $118.56 ↓ -98%
HealthSpring Medicare HMO POS $118.56 ↓ -98%
Aetna Medicare Advantage $118.56 ↓ -98%
Cigna Medicare PPO $118.56 ↓ -98%
Cigna Medicare HMO $118.56 ↓ -98%
Cigna Medicare HMO-POS $118.56 ↓ -98%
Wellpoint DSNP $118.56 ↓ -98%
Wellpoint Medicare Advantage $118.56 ↓ -98%
Blue Cross of TN BlueEssential DSNP $118.56 ↓ -98%
Blue Cross of TN BlueEssential HMO $118.56 ↓ -98%
Blue Cross of TN Med Adv Diamond $118.56 ↓ -98%
Blue Cross of TN Med Adv PPO $118.56 ↓ -98%
Blue Cross of TN Med Adv Ruby $118.56 ↓ -98%
United Healthcare Heritage Select $134.77 ↓ -98%
United Healthcare Options PPO $134.77 ↓ -98%
United Healthcare All Other Plans $134.77 ↓ -98%
Cigna IFP $143.67 ↓ -98%
Cigna HMO $143.67 ↓ -98%
Cigna OAP $143.67 ↓ -98%
Cigna POS $143.67 ↓ -98%
Cigna Local Plus $143.67 ↓ -98%
BCBS TN Blue Care $1,686.82 ↓ -71%
EHN Network Lease $3,614.62 ↓ -38%
Ambetter Exchange $4,016.25 ↓ -31%
Correctional Medical Services Correctional Facilities - Inmate Claims $4,819.50 ↓ -18%
BCBS TN Commercial Network P $4,819.50 ↓ -18%
BCBS TN Commercial Network S $4,819.50 ↓ -18%
Community Services Network NonProfit Public Benefit $5,221.12 ↓ -11%
USA Managed Care Organization PPO $5,622.75 ↓ -4%
NovaNet Network Lease $6,024.37 ↑ +3%
National Provider Network PPO $6,426.00 ↑ +10%
MedSave USA Commercial $6,426.00 ↑ +10%
Direct Care America PPO $6,426.00 ↑ +10%
Beech Street PPO $6,827.62 ↑ +17%
CCN Managed Care PPO $6,827.62 ↑ +17%
Initial Group PPO $7,068.60 ↑ +21%
Galaxy Health Network PPO $7,229.25 ↑ +23%
Aetna Commercial not published by hospital

Visitor-reported prices

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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Tennessee hospitals

Hospital City Cash price Negotiated range
Parkwest Medical Center Knoxville $5,325.00 $112.91 – $5,895.00
Roane County Medical Center Harriman $5,857.50 $112.91 – $11,677.50
LeConte Medical Center Sevierville $5,147.50 $120.92 – $15,975.00
Fort Sanders Regional Medical Center Knoxville $6,849.15 $112.91 – $4,702.50
Cumberland Medical Center, Inc. Crossville $5,680.00 $120.92 – $7,229.25
Morristown-Hamblen Hospital Association Morristown $5,293.50 $112.91 – $4,702.50
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $336.92 – $336.92
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $336.92 – $336.92

All Tennessee hospitals for this procedure →