Sodium chloride 0.9 % intravenous solution at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$427.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$427.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.33 with Cigna vs $376.02 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna NewBusiness $3.33 ↓ -99%
Cigna OAP $3.79 ↓ -99%
United HeritageSelect $5.27 ↓ -99%
United AllPayerAppendix $5.27 ↓ -99%
United CorePayer $5.27 ↓ -99%
Aetna MGMCRHMO $64.09 ↓ -85%
Aetna MGMCRPPO $64.09 ↓ -85%
Aetna MGMCRSNP $64.09 ↓ -85%
Kentucky Labor Cabinet WORKERSCOMP $78.67 ↓ -82%
BCBS NetworkP $98.28 ↓ -77%
Ambetter Select $99.13 ↓ -77%
Humana TRICARE $106.83 ↓ -75%
United OptionsPPO $119.22 ↓ -72%
Cigna PPO $139.30 ↓ -67%
Centurion PRISON $176.05 ↓ -59%
United GlobalBenefitPlan $192.28 ↓ -55%
BGFH SingleSource DIRECTNETWORK $213.65 ↓ -50%
Signature Advantage MCR $213.65 ↓ -50%
Multiplan COMM $277.75 ↓ -35%
Humana BH COMM $277.75 ↓ -35%
Employers Health Network COMM $299.11 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $320.48 ↓ -25%
Cigna Evernorth Behavioral Health COMM $341.84 ↓ -20%
BGFH SingleSource LEASEDNETWORK $363.20 ↓ -15%
Prime Health COMMPPO $376.02 ↓ -12%
Beech Street COMM $376.02 ↓ -12%

Visitor-reported prices

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Sodium chloride 0.9 % intravenous solution at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $46.35 $3.28 – $13.76
CHI Memorial Hospital Hixson Hixson $6.22 $2.11 – $10.51
62-1166050 BMH Carroll County Huntingdon $137.54 $2.57 – $13.76
CHI Memorial Hospital Chattanooga Chattanooga $8.89 $2.21 – $10.51
Johnson City Medical Center JOHNSON CITY $7.26 $7.99 – $18.92
Ascension Saint Thomas DeKalb Smithville $46.35 $3.28 – $13.76
Ascension Saint Thomas Highlands Sparta $46.35 $3.28 – $13.76
Ascension Saint Thomas River Park McMinnville $46.35 $3.28 – $13.76

All Tennessee hospitals for this procedure →