So vest canvas/web pre ots at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$177.61 with Wellpoint vs $290.09 with NovaNET — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $177.61
Humana ChoicecareMGMCR $197.34
HealthSpring DualEligible $197.34
HealthSpring MCRHMO $197.34
HealthSpring MCRPOS $197.34
HealthSpring MCRPPO $197.34
Devoted Health Plan MCR $197.34
United VACCN $197.34
Amerigroup MGMCR $197.34
Sarah Cannon Research COMM $197.34
Odyssey Healthcare COMM $197.34
Aetna MGMCRPPO $199.31
Aetna MGMCRHMO $199.31
Aetna MGMCRSNP $199.31
United MGMCR $201.29
WellCare MCR $203.26
Zing MGMCR $203.26
BCBS MCR $203.26
American Health Advantage MCRHMO $207.21
American Health Advantage MCRPOS $207.21
American Health Advantage MCRPPO $207.21
American Health Advantage MCRSNP $207.21
American Health Advantage MCRPFFS $207.21
Evergreen HMO MCR $207.21
Signature Advantage MCR $209.18
ATRIO Golden Times MCR $217.07
Bright Health MCRNarrow $226.94
Prime Health WORKERSCOMP $284.17
CorVel Corporation WORKERSCOMP $290.09
NovaNET WORKERSCOMP $290.09

Visitor-reported prices

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So vest canvas/web pre ots at other Tennessee hospitals

Hospital City Cash price Negotiated range
SKYLINE MADISON CAMPUS NASHVILLE $1,491.00 $142.08 – $290.09
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $197.34 – $290.09
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $191.42 – $290.09
HORIZON MEDICAL CENTER DICKSON not published $177.61 – $290.09
SOUTHERN HILLS MEDICAL CENTER ANTIOCH not published $142.08 – $290.09
STONECREST MEDICAL CENTER Smyrna not published $177.61 – $290.09
Parkwest Medical Center Knoxville not published $98.24 – $207.21
Roane County Medical Center Harriman not published $197.34 – $207.21

All Tennessee hospitals for this procedure →