Pt re-evaluation patient/family at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$307.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$307.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.78 with Wellpoint vs $326.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $50.78 ↓ -84%
Bright Health HIX $52.35 ↓ -83%
Oscar HIX $56.36 ↓ -82%
HealthSpring DualEligible $56.43 ↓ -82%
HealthSpring MCRHMO $56.43 ↓ -82%
HealthSpring MCRPOS $56.43 ↓ -82%
HealthSpring MCRPPO $56.43 ↓ -82%
Odyssey Healthcare COMM $56.43 ↓ -82%
Devoted Health Plan MCR $56.43 ↓ -82%
Sarah Cannon Research COMM $56.43 ↓ -82%
United VACCN $56.43 ↓ -82%
Amerigroup MGMCR $56.43 ↓ -82%
Humana ChoicecareMGMCR $56.43 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $56.70 ↓ -82%
Aetna MGMCRSNP $56.99 ↓ -81%
Aetna MGMCRPPO $56.99 ↓ -81%
Aetna MGMCRHMO $56.99 ↓ -81%
United MGMCR $57.55 ↓ -81%
BCBS MCR $58.12 ↓ -81%
WellCare MCR $58.12 ↓ -81%
Zing MGMCR $58.12 ↓ -81%
Apex Health MCR $58.51 ↓ -81%
Pruitt Health (AllyAlign) MCR $58.51 ↓ -81%
NHC Advantage, Inc. MCRHMO $58.51 ↓ -81%
American Health Advantage MCRSNP $59.25 ↓ -81%
American Health Advantage MCRPPO $59.25 ↓ -81%
American Health Advantage MCRPOS $59.25 ↓ -81%
American Health Advantage MCRHMO $59.25 ↓ -81%
Evergreen HMO MCR $59.25 ↓ -81%
American Health Advantage MCRPFFS $59.25 ↓ -81%
Signature Advantage MCR $59.81 ↓ -81%
ATRIO Golden Times MCR $62.07 ↓ -80%
Bright Health MCRNarrow $64.89 ↓ -79%
Ambetter CORE $68.68 ↓ -78%
BCBS TENNCARE $69.97 ↓ -77%
Ambetter Select $71.45 ↓ -77%
Bright Health SmallGroup $73.91 ↓ -76%
BCBS COVERKIDS $75.84 ↓ -75%
Humana TRICARE $76.99 ↓ -75%
Cigna NewBusiness $77.61 ↓ -75%
Prime Health WORKERSCOMP $81.25 ↓ -74%
CorVel Corporation WORKERSCOMP $82.95 ↓ -73%
NovaNET WORKERSCOMP $82.95 ↓ -73%
United OptionsPPO $85.92 ↓ -72%
Cigna OAP $88.08 ↓ -71%
Cigna PPO $100.39 ↓ -67%
BCBS BlueCare $130.45 ↓ -58%
United GlobalBenefitPlan $138.58 ↓ -55%
BCBS NetworkP $138.60 ↓ -55%
BGFH SingleSource DIRECTNETWORK $153.98 ↓ -50%
Aetna NAP $153.98 ↓ -50%
Multiplan COMM $200.17 ↓ -35%
Humana BH COMM $200.17 ↓ -35%
Employers Health Network COMM $215.57 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $230.97 ↓ -25%
ComPsych COMM $246.37 ↓ -20%
Cigna Evernorth Behavioral Health COMM $246.37 ↓ -20%
BGFH SingleSource LEASEDNETWORK $261.77 ↓ -15%
Beech Street COMM $271.00 ↓ -12%
Prime Health COMMPPO $271.00 ↓ -12%
Aetna NewBusiness $274.00 ↓ -11%
Aetna COMM $326.00 ↑ +6%

Visitor-reported prices

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Pt re-evaluation patient/family at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $46.65 $45.14 – $119.16
CHI Memorial Hospital Hixson Hixson $46.48 $31.40 – $189.52
62-1166050 BMH Carroll County Huntingdon $103.96 $43.76 – $45.14
CHI Memorial Hospital Chattanooga Chattanooga $66.42 $32.97 – $189.52
Johnson City Medical Center JOHNSON CITY $48.60 $44.00 – $295.67
Ascension Saint Thomas DeKalb Smithville $48.26 $45.14 – $119.16
Ascension Saint Thomas Highlands Sparta $48.26 $45.14 – $119.16
Ascension Saint Thomas River Park McMinnville $45.95 $57.22 – $119.16

All Tennessee hospitals for this procedure →