Pt evaluation moderate complexity patient/family at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$483.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$483.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.07 with Wellpoint vs $425.64 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $74.07 ↓ -85%
Bright Health HIX $82.23 ↓ -83%
Devoted Health Plan MCR $82.30 ↓ -83%
HealthSpring DualEligible $82.30 ↓ -83%
HealthSpring MCRHMO $82.30 ↓ -83%
HealthSpring MCRPOS $82.30 ↓ -83%
HealthSpring MCRPPO $82.30 ↓ -83%
Amerigroup MGMCR $82.30 ↓ -83%
Humana ChoicecareMGMCR $82.30 ↓ -83%
Sarah Cannon Research COMM $82.30 ↓ -83%
United VACCN $82.30 ↓ -83%
Odyssey Healthcare COMM $82.30 ↓ -83%
Aetna MGMCRPPO $83.12 ↓ -83%
Aetna MGMCRSNP $83.12 ↓ -83%
Aetna MGMCRHMO $83.12 ↓ -83%
United MGMCR $83.94 ↓ -83%
Zing MGMCR $84.77 ↓ -82%
WellCare MCR $84.77 ↓ -82%
BCBS MCR $84.77 ↓ -82%
American Health Advantage MCRHMO $86.41 ↓ -82%
Evergreen HMO MCR $86.41 ↓ -82%
American Health Advantage MCRPFFS $86.41 ↓ -82%
American Health Advantage MCRSNP $86.41 ↓ -82%
American Health Advantage MCRPPO $86.41 ↓ -82%
American Health Advantage MCRPOS $86.41 ↓ -82%
Signature Advantage MCR $87.24 ↓ -82%
Oscar HIX $88.51 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $89.05 ↓ -82%
ATRIO Golden Times MCR $90.53 ↓ -81%
NHC Advantage, Inc. MCRHMO $91.90 ↓ -81%
Pruitt Health (AllyAlign) MCR $91.90 ↓ -81%
Apex Health MCR $91.90 ↓ -81%
Bright Health MCRNarrow $94.64 ↓ -80%
BCBS TENNCARE $103.45 ↓ -79%
Ambetter CORE $107.86 ↓ -78%
BCBS COVERKIDS $112.12 ↓ -77%
Ambetter Select $112.21 ↓ -77%
Bright Health SmallGroup $116.08 ↓ -76%
Prime Health WORKERSCOMP $118.51 ↓ -75%
Humana TRICARE $120.92 ↓ -75%
CorVel Corporation WORKERSCOMP $120.98 ↓ -75%
NovaNET WORKERSCOMP $120.98 ↓ -75%
Cigna NewBusiness $121.89 ↓ -75%
United OptionsPPO $134.95 ↓ -72%
Cigna OAP $138.33 ↓ -71%
Cigna PPO $157.68 ↓ -67%
BCBS BlueCare $192.88 ↓ -60%
BCBS NetworkP $201.74 ↓ -58%
United GlobalBenefitPlan $217.66 ↓ -55%
Aetna NAP $241.84 ↓ -50%
BGFH SingleSource DIRECTNETWORK $241.84 ↓ -50%
Aetna NewBusiness $274.00 ↓ -43%
Humana BH COMM $314.39 ↓ -35%
Multiplan COMM $314.39 ↓ -35%
Aetna COMM $326.00 ↓ -33%
Employers Health Network COMM $338.58 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $362.76 ↓ -25%
ComPsych COMM $386.94 ↓ -20%
Cigna Evernorth Behavioral Health COMM $386.94 ↓ -20%
BGFH SingleSource LEASEDNETWORK $411.13 ↓ -15%
Prime Health COMMPPO $425.64 ↓ -12%
Beech Street COMM $425.64 ↓ -12%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $69.56 $66.74 – $176.18
CHI Memorial Hospital Hixson Hixson $144.45 $70.00 – $341.60
62-1166050 BMH Carroll County Huntingdon $205.85 $64.31 – $66.74
CHI Memorial Hospital Chattanooga Chattanooga $206.43 $70.00 – $341.60
Johnson City Medical Center JOHNSON CITY $77.85 $44.00 – $295.67
Ascension Saint Thomas DeKalb Smithville $129.60 $66.74 – $176.18
Ascension Saint Thomas Highlands Sparta $129.60 $66.74 – $176.18
Ascension Saint Thomas River Park McMinnville $123.42 $83.29 – $176.18

All Tennessee hospitals for this procedure →