Ph body fluid at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.61 with Wellpoint vs $141.68 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $1.61
BCBS NetworkP $2.78
Aetna COMM $2.85
Aetna NewBusiness $2.85
Devoted Health Plan MCR $3.58
Bright Health SmallGroup $3.58
Bright Health HIX $3.58
HealthSpring DualEligible $3.58
HealthSpring MCRHMO $3.58
HealthSpring MCRPOS $3.58
HealthSpring MCRPPO $3.58
Odyssey Healthcare COMM $3.58
Amerigroup MGMCR $3.58
United AllPayerAppendix $3.58
United CorePayer $3.58
Sarah Cannon Research COMM $3.58
Humana ChoicecareMGMCR $3.58
United HeritageSelect $3.58
United VACCN $3.58
Aetna MGMCRSNP $3.62
Aetna MGMCRHMO $3.62
Aetna MGMCRPPO $3.62
United MGMCR $3.65
BCBS MCR $3.69
WellCare MCR $3.69
Zing MGMCR $3.69
Ambetter Select $3.72
American Health Advantage MCRPFFS $3.76
Evergreen HMO MCR $3.76
American Health Advantage MCRSNP $3.76
American Health Advantage MCRHMO $3.76
American Health Advantage MCRPOS $3.76
American Health Advantage MCRPPO $3.76
Signature Advantage MCR $3.79
Ambetter CORE $3.86
ATRIO Golden Times MCR $3.94
Bright Health MCRNarrow $4.12
Prime Health WORKERSCOMP $5.16
BCBS TENNCARE $5.24
CorVel Corporation WORKERSCOMP $5.26
NovaNET WORKERSCOMP $5.26
BCBS COVERKIDS $5.68
Cigna NewBusiness $6.35
Cigna OAP $7.21
BCBS BlueCare $9.77
Oscar HIX $10.74
Humana BroadNetwork $14.32
Humana NarrowExchangeNetwork $14.32
Humana HumanaChoiceCare $14.32
Humana HumanaChoice $14.32
Kentucky Labor Cabinet WORKERSCOMP $29.64
Pruitt Health (AllyAlign) MCR $30.59
Apex Health MCR $30.59
NHC Advantage, Inc. MCRHMO $30.59
Humana TRICARE $40.25
United OptionsPPO $44.92
Cigna PPO $52.49
Centurion PRISON $66.33
United GlobalBenefitPlan $72.45
BGFH SingleSource DIRECTNETWORK $80.50
Aetna NAP $80.50
Humana BH COMM $104.65
Multiplan COMM $104.65
Employers Health Network COMM $112.70
Odom's TN Pride Sausage WORKERSCOMP $120.75
Cigna Evernorth Behavioral Health COMM $128.80
ComPsych COMM $128.80
BGFH SingleSource LEASEDNETWORK $136.85
Prime Health COMMPPO $141.68
Beech Street COMM $141.68

Visitor-reported prices

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Ph body fluid at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $56.21 $1.29 – $13.54
CHI Memorial Hospital Hixson Hixson $22.80 $3.18 – $53.90
62-1166050 BMH Carroll County Huntingdon $14.03 $3.11 – $7.16
CHI Memorial Hospital Chattanooga Chattanooga $32.58 $3.18 – $53.90
Johnson City Medical Center JOHNSON CITY $5.25 $1.79 – $7.80
Ascension Saint Thomas DeKalb Smithville $56.21 $2.51 – $13.54
Ascension Saint Thomas Highlands Sparta $56.21 $2.51 – $13.54
Ascension Saint Thomas River Park McMinnville $56.21 $2.51 – $13.54

All Tennessee hospitals for this procedure →