Nr lnr acclrtr tx max 5 sessions at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$8,579.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,579.11

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,100.58 with BCBS vs $33,163.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $1,100.58 ↓ -87%
Kentucky Labor Cabinet WORKERSCOMP $1,579.41 ↓ -82%
BCBS TENNCARE $1,666.45 ↓ -81%
Aetna COMM $1,723.64 ↓ -80%
Aetna NewBusiness $1,723.64 ↓ -80%
BCBS COVERKIDS $1,806.29 ↓ -79%
Humana TRICARE $2,144.78 ↓ -75%
United OptionsPPO $2,393.57 ↓ -72%
Cigna PPO $2,796.79 ↓ -67%
BCBS BlueCare $3,099.83 ↓ -64%
Centurion PRISON $3,534.59 ↓ -59%
United GlobalBenefitPlan $3,860.60 ↓ -55%
Aetna NAP $4,289.56 ↓ -50%
BGFH SingleSource DIRECTNETWORK $4,289.56 ↓ -50%
Humana BH COMM $5,576.42 ↓ -35%
Multiplan COMM $5,576.42 ↓ -35%
Employers Health Network COMM $6,005.38 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $6,434.33 ↓ -25%
ComPsych COMM $6,863.29 ↓ -20%
Cigna Evernorth Behavioral Health COMM $6,863.29 ↓ -20%
BGFH SingleSource LEASEDNETWORK $7,292.24 ↓ -15%
Prime Health COMMPPO $7,549.62 ↓ -12%
Beech Street COMM $7,549.62 ↓ -12%
Apex Health MCR $9,500.00 ↑ +11%
Pruitt Health (AllyAlign) MCR $9,500.00 ↑ +11%
NHC Advantage, Inc. MCRHMO $9,500.00 ↑ +11%
Bright Health HIX $10,540.00 ↑ +23%
Bright Health SmallGroup $14,372.00 ↑ +68%
Oscar HIX $16,402.00 ↑ +91%
Ambetter Select $17,160.00 ↑ +100%
United CorePayer $17,384.00 ↑ +103%
Ambetter CORE $17,846.00 ↑ +108%
United HeritageSelect $18,543.00 ↑ +116%
United AllPayerAppendix $23,179.00 ↑ +170%
Humana HumanaChoice $23,949.00 ↑ +179%
Humana HumanaChoiceCare $23,949.00 ↑ +179%
Humana NarrowExchangeNetwork $23,949.00 ↑ +179%
Humana BroadNetwork $23,949.00 ↑ +179%
Cigna NewBusiness $29,183.00 ↑ +240%
Cigna OAP $33,163.00 ↑ +287%

Visitor-reported prices

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Nr lnr acclrtr tx max 5 sessions at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,646.52 $1,165.35 – $3,696.77
CHI Memorial Hospital Hixson Hixson $2,306.73 $800.00 – $5,455.10
CHI Memorial Hospital Chattanooga Chattanooga $3,296.44 $800.00 – $5,455.10
Johnson City Medical Center JOHNSON CITY $2,930.25 $1,351.81 – $3,637.35
Ascension Saint Thomas Rutherford Murfreesboro $1,646.52 $1,165.35 – $3,696.77
Greeneville Community Hospital GREENEVILLE $2,930.25 $594.46 – $3,637.35
Bristol Regional Medical Center BRISTOL $2,930.25 $990.77 – $4,070.97
Franklin Woods Community Hospital JOHNSON CITY $2,930.25 $1,401.11 – $3,539.14

All Tennessee hospitals for this procedure →