Mr sfty med physics xm cstmz at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,024.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,024.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$161.68 with BCBS vs $901.90 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $161.68 ↓ -84%
Kentucky Labor Cabinet WORKERSCOMP $188.68 ↓ -82%
Pruitt Health (AllyAlign) MCR $194.73 ↓ -81%
NHC Advantage, Inc. MCRHMO $194.73 ↓ -81%
Apex Health MCR $194.73 ↓ -81%
Humana TRICARE $256.22 ↓ -75%
United OptionsPPO $285.94 ↓ -72%
Aetna NewBusiness $286.97 ↓ -72%
United HeritageSelect $326.32 ↓ -68%
United AllPayerAppendix $326.32 ↓ -68%
United CorePayer $326.32 ↓ -68%
Cigna PPO $334.11 ↓ -67%
Aetna COMM $338.21 ↓ -67%
United GlobalBenefitPlan $461.20 ↓ -55%
BGFH SingleSource DIRECTNETWORK $512.45 ↓ -50%
Aetna NAP $512.45 ↓ -50%
Cigna NewBusiness $607.13 ↓ -41%
Humana BH COMM $666.18 ↓ -35%
Multiplan COMM $666.18 ↓ -35%
Cigna OAP $689.62 ↓ -33%
Employers Health Network COMM $717.42 ↓ -30%
Cigna Evernorth Behavioral Health COMM $819.91 ↓ -20%
ComPsych COMM $819.91 ↓ -20%
BGFH SingleSource LEASEDNETWORK $871.16 ↓ -15%
Prime Health COMMPPO $901.90 ↓ -12%
Beech Street COMM $901.90 ↓ -12%

Visitor-reported prices

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Mr sfty med physics xm cstmz at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $208.35 $194.68 – $324.10
Johnson City Medical Center JOHNSON CITY $104.10 $155.49 – $485.38
Ascension Saint Thomas DeKalb Smithville $208.35 $205.34 – $348.11
Ascension Saint Thomas Highlands Sparta $208.35 $205.34 – $348.11
Ascension Saint Thomas River Park McMinnville $208.35 $205.34 – $348.11
Ascension Saint Thomas Rutherford Murfreesboro $208.35 $208.35 – $324.10
Hancock County Hospital SNEEDVILLE $102.35 $120.86 – $445.00
Greeneville Community Hospital GREENEVILLE $104.10 $87.02 – $485.38

All Tennessee hospitals for this procedure →