Mr sfty med physics xm cstmz at SUMMIT MEDICAL CENTER
100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024
$1,024.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,024.89
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$161.68 with BCBS vs $901.90 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | NetworkP | $161.68 | ↓ -84% |
| Kentucky Labor Cabinet | WORKERSCOMP | $188.68 | ↓ -82% |
| Pruitt Health (AllyAlign) | MCR | $194.73 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $194.73 | ↓ -81% |
| Apex Health | MCR | $194.73 | ↓ -81% |
| Humana | TRICARE | $256.22 | ↓ -75% |
| United | OptionsPPO | $285.94 | ↓ -72% |
| Aetna | NewBusiness | $286.97 | ↓ -72% |
| United | HeritageSelect | $326.32 | ↓ -68% |
| United | AllPayerAppendix | $326.32 | ↓ -68% |
| United | CorePayer | $326.32 | ↓ -68% |
| Cigna | PPO | $334.11 | ↓ -67% |
| Aetna | COMM | $338.21 | ↓ -67% |
| United | GlobalBenefitPlan | $461.20 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $512.45 | ↓ -50% |
| Aetna | NAP | $512.45 | ↓ -50% |
| Cigna | NewBusiness | $607.13 | ↓ -41% |
| Humana BH | COMM | $666.18 | ↓ -35% |
| Multiplan | COMM | $666.18 | ↓ -35% |
| Cigna | OAP | $689.62 | ↓ -33% |
| Employers Health Network | COMM | $717.42 | ↓ -30% |
| Cigna Evernorth Behavioral Health | COMM | $819.91 | ↓ -20% |
| ComPsych | COMM | $819.91 | ↓ -20% |
| BGFH SingleSource | LEASEDNETWORK | $871.16 | ↓ -15% |
| Prime Health | COMMPPO | $901.90 | ↓ -12% |
| Beech Street | COMM | $901.90 | ↓ -12% |
Visitor-reported prices
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Mr sfty med physics xm cstmz at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $208.35 | $194.68 – $324.10 |
| Johnson City Medical Center | JOHNSON CITY | $104.10 | $155.49 – $485.38 |
| Ascension Saint Thomas DeKalb | Smithville | $208.35 | $205.34 – $348.11 |
| Ascension Saint Thomas Highlands | Sparta | $208.35 | $205.34 – $348.11 |
| Ascension Saint Thomas River Park | McMinnville | $208.35 | $205.34 – $348.11 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $208.35 | $208.35 – $324.10 |
| Hancock County Hospital | SNEEDVILLE | $102.35 | $120.86 – $445.00 |
| Greeneville Community Hospital | GREENEVILLE | $104.10 | $87.02 – $485.38 |