M/phmtrc alys ishquant/semiq at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$1,469.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,469.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$133.11 with BCBS vs $1,293.16 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $133.11 ↓ -91%
United AllPayerAppendix $149.16 ↓ -90%
United HeritageSelect $149.16 ↓ -90%
United CorePayer $149.16 ↓ -90%
BCBS TENNCARE $167.62 ↓ -89%
BCBS COVERKIDS $181.68 ↓ -88%
Humana HumanaChoiceCare $247.00 ↓ -83%
Humana BroadNetwork $247.00 ↓ -83%
Humana HumanaChoice $247.00 ↓ -83%
Humana NarrowExchangeNetwork $247.00 ↓ -83%
Bright Health HIX $249.81 ↓ -83%
Oscar HIX $268.92 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $270.53 ↓ -82%
NHC Advantage, Inc. MCRHMO $279.20 ↓ -81%
Apex Health MCR $279.20 ↓ -81%
Pruitt Health (AllyAlign) MCR $279.20 ↓ -81%
Aetna NewBusiness $304.89 ↓ -79%
Aetna COMM $304.89 ↓ -79%
BCBS BlueCare $312.52 ↓ -79%
Ambetter CORE $327.70 ↓ -78%
Ambetter Select $340.92 ↓ -77%
Bright Health SmallGroup $352.68 ↓ -76%
Humana TRICARE $367.38 ↓ -75%
United OptionsPPO $409.99 ↓ -72%
Cigna PPO $479.06 ↓ -67%
Cigna NewBusiness $562.23 ↓ -62%
Centurion PRISON $605.43 ↓ -59%
Cigna OAP $638.52 ↓ -57%
United GlobalBenefitPlan $661.27 ↓ -55%
BGFH SingleSource DIRECTNETWORK $734.75 ↓ -50%
Aetna NAP $734.75 ↓ -50%
Multiplan COMM $955.17 ↓ -35%
Humana BH COMM $955.17 ↓ -35%
Employers Health Network COMM $1,028.65 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $1,102.13 ↓ -25%
ComPsych COMM $1,175.60 ↓ -20%
Cigna Evernorth Behavioral Health COMM $1,175.60 ↓ -20%
BGFH SingleSource LEASEDNETWORK $1,249.08 ↓ -15%
Beech Street COMM $1,293.16 ↓ -12%
Prime Health COMMPPO $1,293.16 ↓ -12%

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $600.21 $108.14 – $1,098.46
Johnson City Medical Center JOHNSON CITY $105.75 $58.99 – $346.58
Ascension Saint Thomas DeKalb Smithville $600.21 $90.89 – $1,098.46
Ascension Saint Thomas Highlands Sparta $600.21 $90.89 – $1,098.46
Ascension Saint Thomas River Park McMinnville $600.21 $90.89 – $1,098.46
Ascension Saint Thomas Rutherford Murfreesboro $600.21 $108.14 – $1,098.46
Hancock County Hospital SNEEDVILLE $103.50 $91.81 – $450.00
Greeneville Community Hospital GREENEVILLE $105.75 $53.09 – $346.58

All Tennessee hospitals for this procedure →