Head CT scan (with and without contrast) at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$237.36 with Humana vs $8,288.29 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana BroadNetwork $237.36
Humana HumanaChoice $237.36
Humana HumanaChoiceCare $237.36
Humana NarrowExchangeNetwork $237.36
BCBS TENNCARE $286.36
BCBS COVERKIDS $310.39
United CorePayer $341.20
United AllPayerAppendix $341.20
United HeritageSelect $341.20
Aetna NewBusiness $459.25
Aetna COMM $459.25
BCBS BlueCare $532.67
Kentucky Labor Cabinet WORKERSCOMP $1,733.95
Apex Health MCR $1,789.52
NHC Advantage, Inc. MCRHMO $1,789.52
Pruitt Health (AllyAlign) MCR $1,789.52
Humana TRICARE $2,354.63
United OptionsPPO $2,627.76
Cigna PPO $3,070.43
United GlobalBenefitPlan $4,238.33
Aetna NAP $4,709.26
BGFH SingleSource DIRECTNETWORK $4,709.26
Humana BH COMM $6,122.03
Multiplan COMM $6,122.03
Employers Health Network COMM $6,592.96
Cigna Evernorth Behavioral Health COMM $7,534.81
BGFH SingleSource LEASEDNETWORK $8,005.73
Prime Health COMMPPO $8,288.29
Beech Street COMM $8,288.29

Visitor-reported prices

visitor-reported
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Head CT scan (with and without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $802.22 $148.64 – $562.76
CHI Memorial Hospital Hixson Hixson $1,159.73 $176.05 – $2,742.60
62-1166050 BMH Carroll County Huntingdon $887.57 $141.42 – $325.10
CHI Memorial Hospital Chattanooga Chattanooga $1,657.32 $176.05 – $2,742.60
Johnson City Medical Center JOHNSON CITY $587.70 $163.67 – $406.92
Ascension Saint Thomas DeKalb Smithville $885.95 $148.64 – $562.76
Ascension Saint Thomas Highlands Sparta $885.95 $148.64 – $562.76
Ascension Saint Thomas River Park McMinnville $843.75 $148.64 – $562.76

All Tennessee hospitals for this procedure →