Ercp biliary & pancreas at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$4,456.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,456.22

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.00 with BCBS vs $3,921.47 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $112.00 ↓ -97%
Humana HumanaChoice $112.20 ↓ -97%
Humana HumanaChoiceCare $112.20 ↓ -97%
Humana NarrowExchangeNetwork $112.20 ↓ -97%
Humana BroadNetwork $112.20 ↓ -97%
BCBS TENNCARE $127.30 ↓ -97%
BCBS COVERKIDS $137.98 ↓ -97%
Aetna COMM $175.73 ↓ -96%
Aetna NewBusiness $175.73 ↓ -96%
BCBS BlueCare $236.79 ↓ -95%
Aetna MGMCRPPO $668.43 ↓ -85%
Aetna MGMCRHMO $668.43 ↓ -85%
Aetna MGMCRSNP $668.43 ↓ -85%
Kentucky Labor Cabinet WORKERSCOMP $820.39 ↓ -82%
Apex Health MCR $846.68 ↓ -81%
NHC Advantage, Inc. MCRHMO $846.68 ↓ -81%
Pruitt Health (AllyAlign) MCR $846.68 ↓ -81%
Humana TRICARE $1,114.06 ↓ -75%
Cigna NewBusiness $1,122.97 ↓ -75%
United OptionsPPO $1,243.29 ↓ -72%
Cigna OAP $1,274.48 ↓ -71%
Cigna PPO $1,452.73 ↓ -67%
Centurion PRISON $1,835.96 ↓ -59%
United GlobalBenefitPlan $2,005.30 ↓ -55%
BGFH SingleSource DIRECTNETWORK $2,228.11 ↓ -50%
Signature Advantage MCR $2,228.11 ↓ -50%
Aetna NAP $2,228.11 ↓ -50%
Multiplan COMM $2,896.54 ↓ -35%
Humana BH COMM $2,896.54 ↓ -35%
Employers Health Network COMM $3,119.35 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $3,342.16 ↓ -25%
Cigna Evernorth Behavioral Health COMM $3,564.98 ↓ -20%
ComPsych COMM $3,564.98 ↓ -20%
BGFH SingleSource LEASEDNETWORK $3,787.79 ↓ -15%
Prime Health COMMPPO $3,921.47 ↓ -12%
Beech Street COMM $3,921.47 ↓ -12%

Visitor-reported prices

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Ercp biliary & pancreas at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $142.73 $89.02 – $222.88
CHI Memorial Hospital Hixson Hixson $195.96 $132.40 – $463.40
CHI Memorial Hospital Chattanooga Chattanooga $280.03 $132.49 – $463.40
Johnson City Medical Center JOHNSON CITY $86.10 $103.26 – $269.81
Ascension Saint Thomas DeKalb Smithville $149.87 $89.02 – $241.15
Ascension Saint Thomas River Park McMinnville $142.73 $123.70 – $241.15
Ascension Saint Thomas Rutherford Murfreesboro $142.73 $89.02 – $222.88
Greeneville Community Hospital GREENEVILLE $86.10 $103.26 – $281.52

All Tennessee hospitals for this procedure →