Electrophysiology evaluation at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$29,301.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$29,301.22

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$389.24 with BCBS vs $30,393.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $389.24 ↓ -99%
BCBS COVERKIDS $421.88 ↓ -99%
BCBS BlueCare $725.74 ↓ -98%
United TENNCARE $1,957.00 ↓ -93%
Bright Health HIX $5,094.00 ↓ -83%
Kentucky Labor Cabinet WORKERSCOMP $5,394.35 ↓ -82%
Pruitt Health (AllyAlign) MCR $5,567.23 ↓ -81%
NHC Advantage, Inc. MCRHMO $5,567.23 ↓ -81%
BCBS NetworkP $6,739.28 ↓ -77%
Bright Health SmallGroup $6,946.00 ↓ -76%
Humana TRICARE $7,325.31 ↓ -75%
Apex Health MCR $7,950.00 ↓ -73%
Oscar HIX $8,071.00 ↓ -72%
United OptionsPPO $8,175.04 ↓ -72%
Cigna PPO $9,552.20 ↓ -67%
Cigna NewBusiness $10,808.00 ↓ -63%
Cigna OAP $12,282.00 ↓ -58%
United GlobalBenefitPlan $13,185.55 ↓ -55%
Aetna NAP $14,650.61 ↓ -50%
BGFH SingleSource DIRECTNETWORK $14,650.61 ↓ -50%
Ambetter Select $15,600.00 ↓ -47%
United CorePayer $15,860.00 ↓ -46%
Ambetter CORE $16,224.00 ↓ -45%
United HeritageSelect $16,917.00 ↓ -42%
Multiplan COMM $19,045.79 ↓ -35%
Humana BH COMM $19,045.79 ↓ -35%
Employers Health Network COMM $20,510.85 ↓ -30%
United AllPayerAppendix $21,146.00 ↓ -28%
ComPsych COMM $23,440.98 ↓ -20%
Cigna Evernorth Behavioral Health COMM $23,440.98 ↓ -20%
BGFH SingleSource LEASEDNETWORK $24,906.04 ↓ -15%
Beech Street COMM $25,785.07 ↓ -12%
Prime Health COMMPPO $25,785.07 ↓ -12%
Aetna NewBusiness $25,919.00 ↓ -12%
Aetna COMM $30,393.00 ↑ +4%

Visitor-reported prices

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Electrophysiology evaluation at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Rutherford Murfreesboro $6,179.09 $251.12 – $637.01
Greeneville Community Hospital GREENEVILLE $1,142.25 $291.30 – $15,866.48
Bristol Regional Medical Center BRISTOL $1,142.25 $291.30 – $16,130.18
Holston Valley Medical Center KINGSPORT $1,142.25 $291.30 – $16,130.18
62-0123940 BMH Collierville Collierville $2,489.76 $251.12 – $13,896.84
Hawkins County Memorial Hospital ROGERSVILLE $1,142.25 $291.30 – $15,426.63
Parkwest Medical Center Knoxville $1,719.30 $348.47 – $7,430.26
Roane County Medical Center Harriman $1,891.23 $348.47 – $7,430.26

All Tennessee hospitals for this procedure →