Electrolyte panel at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$870.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$870.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.15 with Wellpoint vs $765.60 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $3.15 ↓ -100%
Aetna NewBusiness $5.58 ↓ -99%
Aetna COMM $5.58 ↓ -99%
Devoted Health Plan MCR $7.01 ↓ -99%
Bright Health SmallGroup $7.01 ↓ -99%
Bright Health HIX $7.01 ↓ -99%
Amerigroup MGMCR $7.01 ↓ -99%
HealthSpring DualEligible $7.01 ↓ -99%
HealthSpring MCRHMO $7.01 ↓ -99%
HealthSpring MCRPOS $7.01 ↓ -99%
HealthSpring MCRPPO $7.01 ↓ -99%
Odyssey Healthcare COMM $7.01 ↓ -99%
United HeritageSelect $7.01 ↓ -99%
United VACCN $7.01 ↓ -99%
Sarah Cannon Research COMM $7.01 ↓ -99%
Humana ChoicecareMGMCR $7.01 ↓ -99%
United CorePayer $7.01 ↓ -99%
United AllPayerAppendix $7.01 ↓ -99%
Aetna MGMCRPPO $7.08 ↓ -99%
Aetna MGMCRSNP $7.08 ↓ -99%
Aetna MGMCRHMO $7.08 ↓ -99%
United MGMCR $7.15 ↓ -99%
BCBS MCR $7.22 ↓ -99%
WellCare MCR $7.22 ↓ -99%
Zing MGMCR $7.22 ↓ -99%
Ambetter Select $7.29 ↓ -99%
American Health Advantage MCRHMO $7.36 ↓ -99%
American Health Advantage MCRSNP $7.36 ↓ -99%
Evergreen HMO MCR $7.36 ↓ -99%
American Health Advantage MCRPFFS $7.36 ↓ -99%
American Health Advantage MCRPOS $7.36 ↓ -99%
American Health Advantage MCRPPO $7.36 ↓ -99%
Signature Advantage MCR $7.43 ↓ -99%
Ambetter CORE $7.57 ↓ -99%
ATRIO Golden Times MCR $7.71 ↓ -99%
BCBS NetworkP $7.90 ↓ -99%
Bright Health MCRNarrow $8.06 ↓ -99%
Prime Health WORKERSCOMP $10.09 ↓ -99%
NovaNET WORKERSCOMP $10.30 ↓ -99%
CorVel Corporation WORKERSCOMP $10.30 ↓ -99%
Cigna NewBusiness $12.70 ↓ -99%
Cigna OAP $14.42 ↓ -98%
BCBS TENNCARE $15.65 ↓ -98%
BCBS COVERKIDS $16.97 ↓ -98%
Oscar HIX $21.03 ↓ -98%
Humana BroadNetwork $28.04 ↓ -97%
Humana NarrowExchangeNetwork $28.04 ↓ -97%
Humana HumanaChoiceCare $28.04 ↓ -97%
Humana HumanaChoice $28.04 ↓ -97%
BCBS BlueCare $29.19 ↓ -97%
Kentucky Labor Cabinet WORKERSCOMP $160.17 ↓ -82%
Pruitt Health (AllyAlign) MCR $165.30 ↓ -81%
Apex Health MCR $165.30 ↓ -81%
NHC Advantage, Inc. MCRHMO $165.30 ↓ -81%
Humana TRICARE $217.50 ↓ -75%
United OptionsPPO $242.73 ↓ -72%
Cigna PPO $283.62 ↓ -67%
Centurion PRISON $358.44 ↓ -59%
United GlobalBenefitPlan $391.50 ↓ -55%
BGFH SingleSource DIRECTNETWORK $435.00 ↓ -50%
Aetna NAP $435.00 ↓ -50%
Multiplan COMM $565.50 ↓ -35%
Humana BH COMM $565.50 ↓ -35%
Employers Health Network COMM $609.00 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $652.50 ↓ -25%
Cigna Evernorth Behavioral Health COMM $696.00 ↓ -20%
ComPsych COMM $696.00 ↓ -20%
BGFH SingleSource LEASEDNETWORK $739.50 ↓ -15%
Beech Street COMM $765.60 ↓ -12%
Prime Health COMMPPO $765.60 ↓ -12%

Visitor-reported prices

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Electrolyte panel at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $56.25 $2.52 – $27.07
CHI Memorial Hospital Hixson Hixson $160.44 $6.24 – $379.40
62-1166050 BMH Carroll County Huntingdon $126.50 $6.10 – $14.02
CHI Memorial Hospital Chattanooga Chattanooga $229.27 $6.24 – $379.40
Johnson City Medical Center JOHNSON CITY $12.00 $3.51 – $15.28
Ascension Saint Thomas DeKalb Smithville $56.25 $4.92 – $27.07
Ascension Saint Thomas Highlands Sparta $56.25 $4.92 – $27.07
Ascension Saint Thomas River Park McMinnville $56.25 $4.92 – $27.07

All Tennessee hospitals for this procedure →