CT heart w/evaluation of calcium without contrast at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$47.22 with Kentucky Labor Cabinet vs $459.25 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kentucky Labor Cabinet WORKERSCOMP $47.22
Pruitt Health (AllyAlign) MCR $48.73
Apex Health MCR $48.73
NHC Advantage, Inc. MCRHMO $48.73
BCBS TENNCARE $63.61
Humana TRICARE $64.12
BCBS COVERKIDS $68.94
United OptionsPPO $71.56
Cigna PPO $83.62
United CorePayer $83.86
United HeritageSelect $83.86
United AllPayerAppendix $83.86
Humana BroadNetwork $107.72
Humana HumanaChoiceCare $107.72
Humana HumanaChoice $107.72
Humana NarrowExchangeNetwork $107.72
United GlobalBenefitPlan $115.42
BCBS BlueCare $118.32
BGFH SingleSource DIRECTNETWORK $128.25
Aetna NAP $128.25
Multiplan COMM $166.72
Humana BH COMM $166.72
Employers Health Network COMM $179.54
Cigna Evernorth Behavioral Health COMM $205.19
ComPsych COMM $205.19
BGFH SingleSource LEASEDNETWORK $218.02
Beech Street COMM $225.71
Prime Health COMMPPO $225.71
Aetna NewBusiness $459.25
Aetna COMM $459.25

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $101.15 $44.48 – $562.72
CHI Memorial Hospital Hixson Hixson $20.43 $13.80 – $1,467.00
62-1166050 BMH Carroll County Huntingdon $61.87 $44.48 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $29.19 $14.49 – $1,467.00
Ascension Saint Thomas DeKalb Smithville $101.15 $22.59 – $551.54
Ascension Saint Thomas Highlands Sparta $101.15 $22.59 – $551.54
Ascension Saint Thomas River Park McMinnville $101.15 $22.59 – $551.54
Ascension Saint Thomas Rutherford Murfreesboro $101.15 $44.48 – $551.54

All Tennessee hospitals for this procedure →