#covid19rsv-rsv at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$130.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.93 with Kentucky Labor Cabinet vs $280.80 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kentucky Labor Cabinet WORKERSCOMP $23.93 ↓ -82%
NHC Advantage, Inc. MCRHMO $24.70 ↓ -81%
Pruitt Health (AllyAlign) MCR $24.70 ↓ -81%
Apex Health MCR $24.70 ↓ -81%
Wellpoint MGMCD $31.59 ↓ -76%
Humana TRICARE $32.50 ↓ -75%
United OptionsPPO $36.27 ↓ -72%
Cigna PPO $42.38 ↓ -67%
Centurion PRISON $53.56 ↓ -59%
Aetna COMM $55.81 ↓ -57%
Aetna NewBusiness $55.81 ↓ -57%
United GlobalBenefitPlan $58.50 ↓ -55%
Aetna NAP $65.00 ↓ -50%
BGFH SingleSource DIRECTNETWORK $65.00 ↓ -50%
Odyssey Healthcare COMM $70.20 ↓ -46%
Humana ChoicecareMGMCR $70.20 ↓ -46%
Sarah Cannon Research COMM $70.20 ↓ -46%
HealthSpring DualEligible $70.20 ↓ -46%
HealthSpring MCRHMO $70.20 ↓ -46%
HealthSpring MCRPOS $70.20 ↓ -46%
HealthSpring MCRPPO $70.20 ↓ -46%
United VACCN $70.20 ↓ -46%
United AllPayerAppendix $70.20 ↓ -46%
Devoted Health Plan MCR $70.20 ↓ -46%
Amerigroup MGMCR $70.20 ↓ -46%
Bright Health SmallGroup $70.20 ↓ -46%
Bright Health HIX $70.20 ↓ -46%
United CorePayer $70.20 ↓ -46%
United HeritageSelect $70.20 ↓ -46%
Aetna MGMCRSNP $70.90 ↓ -45%
Aetna MGMCRPPO $70.90 ↓ -45%
Aetna MGMCRHMO $70.90 ↓ -45%
United MGMCR $71.60 ↓ -45%
BCBS MCR $72.31 ↓ -44%
WellCare MCR $72.31 ↓ -44%
Zing MGMCR $72.31 ↓ -44%
Ambetter Select $73.01 ↓ -44%
American Health Advantage MCRPFFS $73.71 ↓ -43%
Evergreen HMO MCR $73.71 ↓ -43%
American Health Advantage MCRHMO $73.71 ↓ -43%
American Health Advantage MCRPOS $73.71 ↓ -43%
American Health Advantage MCRPPO $73.71 ↓ -43%
American Health Advantage MCRSNP $73.71 ↓ -43%
Signature Advantage MCR $74.41 ↓ -43%
Ambetter CORE $75.81 ↓ -42%
ATRIO Golden Times MCR $77.22 ↓ -41%
Bright Health MCRNarrow $80.73 ↓ -38%
Humana BH COMM $84.50 ↓ -35%
Multiplan COMM $84.50 ↓ -35%
BCBS NetworkP $86.66 ↓ -33%
Employers Health Network COMM $91.00 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $97.50 ↓ -25%
Prime Health WORKERSCOMP $101.09 ↓ -22%
CorVel Corporation WORKERSCOMP $103.19 ↓ -21%
NovaNET WORKERSCOMP $103.19 ↓ -21%
ComPsych COMM $104.00 ↓ -20%
Cigna Evernorth Behavioral Health COMM $104.00 ↓ -20%
BCBS TENNCARE $109.12 ↓ -16%
BGFH SingleSource LEASEDNETWORK $110.50 ↓ -15%
Beech Street COMM $114.40 ↓ -12%
Prime Health COMMPPO $114.40 ↓ -12%
BCBS COVERKIDS $118.27 ↓ -9%
Cigna NewBusiness $125.15 ↓ -4%
Cigna OAP $142.13 ↑ +9%
BCBS BlueCare $203.46 ↑ +57%
Oscar HIX $210.60 ↑ +62%
Humana HumanaChoice $280.80 ↑ +116%
Humana HumanaChoiceCare $280.80 ↑ +116%
Humana NarrowExchangeNetwork $280.80 ↑ +116%
Humana BroadNetwork $280.80 ↑ +116%

Visitor-reported prices

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#covid19rsv-rsv at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $36.36 $25.27 – $272.03
CHI Memorial Hospital Hixson Hixson $91.47 $56.57 – $216.30
CHI Memorial Hospital Chattanooga Chattanooga $130.71 $56.57 – $216.30
Johnson City Medical Center JOHNSON CITY $111.15 $35.10 – $153.04
Ascension Saint Thomas DeKalb Smithville $36.36 $63.02 – $272.03
Ascension Saint Thomas Highlands Sparta $36.36 $63.02 – $272.03
Ascension Saint Thomas River Park McMinnville $36.36 $63.02 – $272.03
Ascension Saint Thomas Rutherford Murfreesboro $36.36 $63.02 – $272.03

All Tennessee hospitals for this procedure →