Consultation pathology during surgery frozen section first tissue block at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$98.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$98.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.77 with Bright Health vs $149.16 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bright Health HIX $16.77 ↓ -83%
Oscar HIX $18.05 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $18.16 ↓ -82%
Apex Health MCR $18.74 ↓ -81%
NHC Advantage, Inc. MCRHMO $18.74 ↓ -81%
Pruitt Health (AllyAlign) MCR $18.74 ↓ -81%
Ambetter CORE $22.00 ↓ -78%
Ambetter Select $22.89 ↓ -77%
Bright Health SmallGroup $23.68 ↓ -76%
Humana TRICARE $24.66 ↓ -75%
BCBS TENNCARE $25.27 ↓ -74%
BCBS COVERKIDS $27.38 ↓ -72%
United OptionsPPO $27.52 ↓ -72%
Cigna PPO $32.16 ↓ -67%
BCBS NetworkP $32.36 ↓ -67%
Centurion PRISON $40.64 ↓ -59%
United GlobalBenefitPlan $44.39 ↓ -55%
BCBS BlueCare $47.11 ↓ -52%
Aetna NAP $49.33 ↓ -50%
BGFH SingleSource DIRECTNETWORK $49.33 ↓ -50%
Humana BH COMM $64.12 ↓ -35%
Multiplan COMM $64.12 ↓ -35%
Employers Health Network COMM $69.06 ↓ -30%
Cigna NewBusiness $70.13 ↓ -29%
Odom's TN Pride Sausage WORKERSCOMP $73.99 ↓ -25%
Aetna NewBusiness $77.46 ↓ -21%
Aetna COMM $77.46 ↓ -21%
ComPsych COMM $78.92 ↓ -20%
Cigna Evernorth Behavioral Health COMM $78.92 ↓ -20%
Cigna OAP $79.64 ↓ -19%
BGFH SingleSource LEASEDNETWORK $83.85 ↓ -15%
Prime Health COMMPPO $86.81 ↓ -12%
Beech Street COMM $86.81 ↓ -12%
Humana BroadNetwork $147.60 ↑ +50%
Humana HumanaChoice $147.60 ↑ +50%
Humana NarrowExchangeNetwork $147.60 ↑ +50%
Humana HumanaChoiceCare $147.60 ↑ +50%
United HeritageSelect $149.16 ↑ +51%
United AllPayerAppendix $149.16 ↑ +51%
United CorePayer $149.16 ↑ +51%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $75.50 $16.30 – $229.75
CHI Memorial Hospital Hixson Hixson $137.94 $24.26 – $326.20
62-1166050 BMH Carroll County Huntingdon $65.55 $16.30 – $312.94
CHI Memorial Hospital Chattanooga Chattanooga $197.12 $24.26 – $326.20
Johnson City Medical Center JOHNSON CITY $47.40 $18.91 – $346.58
Ascension Saint Thomas DeKalb Smithville $75.50 $16.30 – $226.45
Ascension Saint Thomas Highlands Sparta $75.50 $16.30 – $226.45
Ascension Saint Thomas River Park McMinnville $75.50 $18.23 – $226.45

All Tennessee hospitals for this procedure →