Consultation pathology during surgery cytological exam initial site at SUMMIT MEDICAL CENTER

100 SUMMIT BLVD, MT JULIET, TN · Tristarhealth · · NPI 1982650024

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$111.26

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$111.26

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.91 with Bright Health vs $656.15 with United — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Bright Health HIX $18.91 ↓ -83%
Oscar HIX $20.36 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $20.48 ↓ -82%
Apex Health MCR $21.14 ↓ -81%
Pruitt Health (AllyAlign) MCR $21.14 ↓ -81%
NHC Advantage, Inc. MCRHMO $21.14 ↓ -81%
BCBS TENNCARE $24.29 ↓ -78%
Ambetter CORE $24.81 ↓ -78%
Ambetter Select $25.81 ↓ -77%
BCBS COVERKIDS $26.33 ↓ -76%
Bright Health SmallGroup $26.70 ↓ -76%
Humana TRICARE $27.82 ↓ -75%
United OptionsPPO $31.04 ↓ -72%
Cigna PPO $36.27 ↓ -67%
BCBS NetworkP $36.54 ↓ -67%
BCBS BlueCare $45.29 ↓ -59%
Centurion PRISON $45.84 ↓ -59%
United GlobalBenefitPlan $50.07 ↓ -55%
Cigna NewBusiness $53.99 ↓ -51%
Aetna NAP $55.63 ↓ -50%
BGFH SingleSource DIRECTNETWORK $55.63 ↓ -50%
Cigna OAP $61.31 ↓ -45%
Aetna NewBusiness $71.56 ↓ -36%
Aetna COMM $71.56 ↓ -36%
Multiplan COMM $72.32 ↓ -35%
Humana BH COMM $72.32 ↓ -35%
Employers Health Network COMM $77.88 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $83.44 ↓ -25%
ComPsych COMM $89.01 ↓ -20%
Cigna Evernorth Behavioral Health COMM $89.01 ↓ -20%
BGFH SingleSource LEASEDNETWORK $94.57 ↓ -15%
Beech Street COMM $97.91 ↓ -12%
Prime Health COMMPPO $97.91 ↓ -12%
Humana BroadNetwork $116.76 ↑ +5%
Humana HumanaChoiceCare $116.76 ↑ +5%
Humana HumanaChoice $116.76 ↑ +5%
Humana NarrowExchangeNetwork $116.76 ↑ +5%
United HeritageSelect $656.15 ↑ +490%
United CorePayer $656.15 ↑ +490%
United AllPayerAppendix $656.15 ↑ +490%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Consultation pathology during surgery cytological exam initial site at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $368.46 $15.67 – $1,095.29
CHI Memorial Hospital Hixson Hixson $782.92 $23.32 – $1,851.50
62-1166050 BMH Carroll County Huntingdon $242.42 $15.67 – $1,491.86
CHI Memorial Hospital Chattanooga Chattanooga $1,118.84 $23.32 – $1,851.50
Johnson City Medical Center JOHNSON CITY $207.75 $15.37 – $1,638.95
Ascension Saint Thomas Highlands Sparta $364.01 $8.45 – $1,079.50
Ascension Saint Thomas River Park McMinnville $364.01 $8.45 – $1,079.50
Ascension Saint Thomas Rutherford Murfreesboro $368.46 $15.67 – $1,095.29

All Tennessee hospitals for this procedure →